RBS 2005 Annual Report Download - page 199

section
03
Financial
statements
197
Notes on the accounts
Annual Report and Accounts 2005
Company
After 3 After 6 After 1
months months year Total Non
but less but less but less interest interest Banking
3 months than than than Over 5 earning/ earning/ Book
or less 6 months 1 year 5 years years bearing Yield bearing Total
2005 £m £m £m £m £m £m % £m £m
Assets
Loans and advances to banks 1,803 554 119 1,585 5,061 9,122 6.05 — 9,122
Loans and advances to customers 305 — — 262 — 567 2.82 — 567
Investment in subsidiaries ———————20,85120,851
Other assets ———————202202
Total assets 2,108 554 119 1,847 5,061 9,689 5.86 21,053 30,742
Liabilities and equity
Deposits by banks 951 ————9514.42 — 951
Customer accounts 55 ————55——55
Debt securities in issue 2,942 ————2,9424.55 — 2,942
Other liabilities ———————1414
Subordinated liabilities 1,317 567 116 1,603 5,639 9,242 6.83 — 9,242
Shareholders’ equity ———————17,53817,538
Total liabilities and equity 5,265 567 116 1,603 5,639 13,190 6.12 17,552 30,742
Interest rate swaps —————— —
interest rate sensitivity gap (3,157) (13) 3 244 (578) (3,501) 3,501
Cumulative interest rate sensitivity gap (3,157) (3,170) (3,167) (2,923) (3,501) (3,501)