RBS 2005 Annual Report Download - page 239
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section
04
Additional
information
237
Additional information
Annual Report and Accounts 2005
Analysis of write-offs
The following table analyses amounts written-off by geographical area and type of domestic customer.
IFRS
2005 2004
£m £m
Domestic
Manufacturing 40 55
Construction 17 12
Finance 21 19
Service industries and business activities 176 163
Agriculture, forestry and fishing 4 9
Property 25 33
Individuals – home mortgages 4 4
Individuals – others 948 516
Finance leases and instalment credit 15 90
Total domestic 1,250 901
Foreign 788 548
Total write-offs*2,038 1,449
* Excludes amounts written-off in respect of banks of £2 million (2004 – nil).
Analysis of recoveries
The following table analyses recoveries of amounts written-off by geographical area and type of domestic customer.
IFRS
2005 2004
£m £m
Domestic
Manufacturing 1 1
Construction 1 —
Finance —2
Service industries and business activities 2 1
Property 2 —
Individuals – home mortgages — 1
Individuals – others 84 78
Finance leases and instalment credit 72
Total domestic 97 85
Foreign 75 59
Total recoveries 172 144