RBS 2005 Annual Report Download - page 219

section
03
Financial
statements
217
Notes on the accounts
Annual Report and Accounts 2005
Balance sheet at 31 December 2004 – Group
Property Software Share
plant and development Investment based Employee Total
UK GAAP Dividends Income tax equipment Leases Consolidation costs property payment benefits Insurance Goodwill adjustments IFRS
£m £m £m £m £m £m £m £m £m £m £m £m £m £m
Assets
Cash and balances at
central banks 4,293 — — — — — — — — — — — — 4,293
Treasury bills and other
eligible bills 6,110 — — — — — — — — — — — — 6,110
Loans and advances
to banks 60,889 — — — — (2) — — — — 186 — 184 61,073
Loans and advances
to customers 345,469 — — — (132) 3,173 — (449) — — (810) — 1,782 347,251
Debt securities 91,211 — — — — 618 — — — — 2,079 — 2,697 93,908
Equity shares 2,960 — — — — — — — — — 1,763 — 1,763 4,723
Intangible assets 17,576 — — — — — 725 — — — — 941 1,666 19,242
Property, plant and
equipment 16,294 — — (60) (153) 67 (168) 447 — — 1 — 134 16,428
Settlement balances 5,682 — — — — — — — — — — — — 5,682
Derivatives at fair value 17,884 — — — — (37) — — — — (47) — (84) 17,800
Prepayments, accrued
income and other
assets 11,299 — — — (9) 118 — 1 — (4) 283 (76) (313) 11,612
Long-term assurance
assets 3,800 — — — — — — — — — (3,800) — (3,800) —
Total assets 583,467 — — (60) (294) 3,937 557 (1) — (4) (345) 865 4,655 588,122
Liabilities
Deposits by banks 99,883 — — — — — — — — — — — — 99,883
Customer accounts 285,062 — — — — (1,015) — — — — (732) — (1,747) 283,315
Debt securities
in issue 58,960 — — — — 5,039 — — — — — — 5,039 63,999
Settlement balances
and short positions 32,990 — — — — — — — — — — — — 32,990
Derivatives at fair value 19,034 — — — — — — — — — (158) — (158) 18,876
Accruals, deferred
income and other
liabilities 22,904 (1,308) — — 25 258 — — 20 — (4,251) — (5,256) 17,648
Retirement benefit
liabilities 1,901 — — — — 14 — — — 1,025 — — 1,039 2,940
Deferred taxation
liabilities 2,873 — 109 — (90) 9 164 1 (6) (1,008) 12 (3) (812) 2,061
Insurance liabilities ——————————8,647—8,6478,647
Subordinated liabilities 20,366 — — — — — — — — — — — — 20,366
Minority interests 3,829 — — — — (334) 6 — — — (9) — (337) 3,492
Shareholders’ equity 31,865 1,308 (109) (60) (229) (34) 387 (2) (14) (21) (54) 868 2,040 33,905
Long-term assurance
liabilities 3,800 — — — — — — — — — (3,800) — (3,800) —
Total liabilities
and equity 583,467 — — (60) (294) 3,937 557 (1) — (4) (345) 865 4,655 588,122