RBS 2005 Annual Report Download - page 148

Balance sheets
at 31 December 2005
146
Balance sheets
Group Company
2005 2004 2005 2004
Note £m £m £m £m
Assets
Cash and balances at central banks 4,759 4,293 ——
Treasury bills and other eligible bills 10 5,538 6,110 ——
Loans and advances to banks 11 70,587 61,073 9,122 4,106
Loans and advances to customers 12 417,226 347,251 567 305
Debt securities 13 120,965 93,908 ——
Equity shares 14 9,301 4,723 ——
Investments in Group undertakings 15 ——20,851 21,900
Intangible assets 17 19,932 19,242 ——
Property, plant and equipment 18 18,053 16,428 ——
Settlement balances 6,005 5,682 ——
Derivatives at fair value 19 95,663 17,800 55 —
Prepayments, accrued income and other assets 20 8,798 11,612 147 318
Total assets 776,827 588,122 30,742 26,629
Liabilities
Deposits by banks 21 110,407 99,883 951 174
Customer accounts 22 342,867 283,315 55 —
Debt securities in issue 23 90,420 63,999 2,942 1,608
Settlement balances and short positions 24 43,988 32,990 ——
Derivatives at fair value 19 96,438 18,876 ——
Accruals, deferred income and other liabilities 25 14,247 17,648 14 301
Retirement benefit liabilities 33,735 2,940 ——
Deferred taxation liabilities 26 1,695 2,061 ——
Insurance liabilities 27 7,212 8,647 ——
Subordinated liabilities 28 28,274 20,366 9,242 5,935
Total liabilities 739,283 550,725 13,204 8,018
Equity *
Minority interests 29 2,109 3,492 ——
Shareholders’ equity
Called up share capital 30 826 822 826 822
Reserves 31 34,609 33,083 16,712 17,789
Total equity 37,544 37,397 17,538 18,611
Total liabilities and equity 776,827 588,122 30,742 26,629
* includes non-equity minority interests and preference shares in 2004.
The accounts were approved by the Board of directors on 27 February 2006 and signed on its behalf by:
Sir George Mathewson Sir Fred Goodwin Guy Whittaker
Chairman Group Chief Executive Group Finance Director