BB&T 2013 Annual Report Download - page 106

Download and view the complete annual report

Please find page 106 of the 2013 BB&T annual report below. You can navigate through the pages in the report by either clicking on the pages listed below, or by using the keyword search tool below to find specific information within the annual report.

Page out of 158

  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
  • 8
  • 9
  • 10
  • 11
  • 12
  • 13
  • 14
  • 15
  • 16
  • 17
  • 18
  • 19
  • 20
  • 21
  • 22
  • 23
  • 24
  • 25
  • 26
  • 27
  • 28
  • 29
  • 30
  • 31
  • 32
  • 33
  • 34
  • 35
  • 36
  • 37
  • 38
  • 39
  • 40
  • 41
  • 42
  • 43
  • 44
  • 45
  • 46
  • 47
  • 48
  • 49
  • 50
  • 51
  • 52
  • 53
  • 54
  • 55
  • 56
  • 57
  • 58
  • 59
  • 60
  • 61
  • 62
  • 63
  • 64
  • 65
  • 66
  • 67
  • 68
  • 69
  • 70
  • 71
  • 72
  • 73
  • 74
  • 75
  • 76
  • 77
  • 78
  • 79
  • 80
  • 81
  • 82
  • 83
  • 84
  • 85
  • 86
  • 87
  • 88
  • 89
  • 90
  • 91
  • 92
  • 93
  • 94
  • 95
  • 96
  • 97
  • 98
  • 99
  • 100
  • 101
  • 102
  • 103
  • 104
  • 105
  • 106
  • 107
  • 108
  • 109
  • 110
  • 111
  • 112
  • 113
  • 114
  • 115
  • 116
  • 117
  • 118
  • 119
  • 120
  • 121
  • 122
  • 123
  • 124
  • 125
  • 126
  • 127
  • 128
  • 129
  • 130
  • 131
  • 132
  • 133
  • 134
  • 135
  • 136
  • 137
  • 138
  • 139
  • 140
  • 141
  • 142
  • 143
  • 144
  • 145
  • 146
  • 147
  • 148
  • 149
  • 150
  • 151
  • 152
  • 153
  • 154
  • 155
  • 156
  • 157
  • 158

106
CRE -
Commercial Residential Other Lending
December 31, 2012 & Industrial CRE - Other ADC Subsidiaries
(Dollars in millions)
Commercial:
Pass $ 36,044 $ 10,095 $ 859 $ 4,093
Special mention 274 120 41 13
Substandard - performing 1,431 1,034 233 29
N
onperforming 546 212 128 3
Total $ 38,295 $ 11,461 $ 1,261 $ 4,138
Direct Retail Revolving Residential Sales Other Lending
Lending Credit Mortgage Finance Subsidiaries
(Dollars in millions)
Retail:
Performing $ 15,685 $ 2,330 $ 24,003 $ 7,729 $ 5,916
N
onperforming 132 ― 269 7 83
Total $ 15,817 $ 2,330 $ 24,272 $ 7,736 $ 5,999
The tables below present activity in the ACL:
ACL Rollforward
Beginning Charge- Ending
Year Ended December 31, 2013 Balance Offs Recoveries Provision Other Balance
(Dollars in millions)
Commercial:
Commercial and industrial $ 470 $ (248) $ 47 $ 166 $ 19 $ 454
CRE - other 204 (84) 28 16 14 178
CRE - residential ADC 100 (48) 23 (32) 4 47
Other lending subsidiaries 13 (3) 2 3 ― 15
Retail:
Direct retail lending 300 (148) 38 15 4 209
Revolving credit 102 (85) 17 81 ― 115
Residential mortgage 328 (81) 3 37 44 331
Sales finance 29 (23) 9 30 ― 45
Other lending subsidiaries 264 (252) 32 245 (65) 224
Covered 128 (19) ― 5 ― 114
Unallocated 80 ― ― (33) (47) ―
ALLL 2,018 (991) 199 533 (27) 1,732
RUFC 30 ― ― 59 ― 89
ACL $ 2,048 $ (991) $ 199 $ 592 $ (27) $ 1,821