BB&T 2013 Annual Report Download - page 65

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65
In connection with consumer loan TDRs, a NPL will be returned to accruing status when current as to principal and interest
and upon a sustained historical repayment performance (generally a minimum of six months). The following table provides
further details regarding the payment status of TDRs:
Table 25
TDRs
December 31, 2013
Past Due Past Due
Current Status 30-89 Days (1) 90 Days Or More (1) Total
(Dollars in millions)
Performing TDRs:
Commercial loans:
Commercial and industrial $ 77 100.0 % $ ― ― % $ ― ― % $ 77
CRE - other 70 100.0 ― ― ― ― 70
CRE - residential ADC 19 100.0 ― ― ― ― 19
Direct retail lending 173 92.5 12 6.4 2 1.1 187
Sales finance 16 94.1 1 5.9 ― ― 17
Revolving credit 40 83.3 5 10.4 3 6.3 48
Residential mortgage (2) 659 83.9 109 13.9 17 2.2 785
Other lending subsidiaries 109 86.5 17 13.5 ― ― 126
Total performing TDRs (2) 1,163 87.5 144 10.8 22 1.7 1,329
N
onperforming TDRs (3) 76 39.4 16 8.3 101 52.3 193
Total TDRs (2) $ 1,239 81.4 $ 160 10.5 $ 123 8.1 $ 1,522
(1) Past due performing TDRs are included in past due disclosures.
(2) Excludes residential mortgage TDRs that are government guaranteed totaling $379 million.
(3) Nonperforming TDRs are included in nonaccrual loan disclosures.