BB&T 2010 Annual Report Download - page 126
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The following tables set forth certain information regarding BB&T’s impaired loans, excluding acquired
impaired loans and loans held for sale, that were evaluated for specific reserves as of December 31, 2010 and 2009:
December 31, 2010
Recorded
Investment
Unpaid
Principal
Balance Related
Allowance
(Dollars in millions)
With No Related Allowance Recorded:
Commercial:
Commercial real estate—residential ADC $ 200 $ 300 $—
Commercial real estate—other 175 246 —
Commercial and industrial 196 267 —
Retail:
Direct retail lending 22 69 —
Residential mortgage (1) 25 50 —
With An Allowance Recorded:
Commercial:
Commercial real estate—residential ADC 484 556 75
Commercial real estate—other 516 565 63
Commercial and industrial 512 534 96
Specialized lending 4 4 1
Retail:
Direct retail lending 155 161 26
Revolving credit 62 61 25
Residential mortgage (1) 663 690 153
Sales finance 551
Specialized lending 24 24 2
Total $3,043 $3,532 $442
(1) Residential mortgage loans exclude $115 million in government guaranteed loans and related allowance of
$14 million.
December 31,
2009 (1)
(Dollars in millions)
Total recorded investment—impaired loans $2,305
Total recorded investment with no related valuation allowance $ 611
Total recorded investment with related valuation allowance 1,694
Allowance for loan and lease losses assigned to impaired loans (278)
Net carrying value—impaired loans $2,027
(1) December 31, 2009 amounts have been revised from their originally reported amounts to reflect the
retrospective application of more definitive regulatory guidance.
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