Bank of America 2007 Annual Report Download - page 104

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Table V Accruing Loans and Leases Past Due 90 Days or More
December 31
(Dollars in millions) 2007 2006 2005 2004 2003
Consumer
Residential mortgage
(1)
$ 237
$118 $– $– $
Credit card – domestic
1,855
1,991 1,197 1,075 616
Credit card – foreign
272
184 – –
Direct/Indirect consumer
745
378 75 58 47
Other consumer
4
7152335
Total consumer
3,113
2,678 1,287 1,156 698
Commercial
Commercial – domestic
(2)
119
66 117 121 110
Commercial real estate
36
78 4 1 23
Commercial lease financing
25
26 15 14 n/a
Commercial – foreign
16
932 229
196
179 168 138 162
Small business commercial – domestic
427
199 – –
Total commercial
623
378 168 138 162
Total accruing loans and leases past due 90 days or more (3)
$3,736
$3,056 $1,455 $1,294 $860
(1) Balances at December 31, 2007 and 2006 are related to repurchases pursuant to our servicing agreements with GNMA mortgage pools, where repayments are insured by the Federal Housing Administration or guaranteed by
the Department of Veteran Affairs.
(2) Excludes small business commercial-domestic loans.
(3) Balances do not include loans measured at fair value in accordance with SFAS 159. At December 31, 2007, there were no accruing loans or leases past due 90 days or more measured under fair value in accordance with
SFAS 159.
n/a = not available
102
Bank of America 2007