Bank of America 2007 Annual Report Download - page 36
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Financial Review Contents
Page
Recent Events ........................................................................................................ 35
Merger Overview ...................................................................................................... 36
2007 Economic Overview ............................................................................................... 36
Performance Overview .................................................................................................. 37
Financial Highlights .................................................................................................... 37
Balance Sheet Analysis ................................................................................................. 39
Supplemental Financial Data ............................................................................................. 42
Business Segment Operations ........................................................................................... 44
Global Consumer and Small Business Banking ............................................................................ 46
Global Corporate and Investment Banking ................................................................................ 50
Global Wealth and Investment Management .............................................................................. 56
All Other ......................................................................................................... 59
Off- and On-Balance Sheet Arrangements ................................................................................... 60
Obligations and Commitments ............................................................................................ 63
Managing Risk ....................................................................................................... 65
Strategic Risk Management .............................................................................................. 66
Liquidity Risk and Capital Management ..................................................................................... 66
Credit Risk Management ................................................................................................ 69
Consumer Portfolio Credit Risk Management .............................................................................. 70
Commercial Portfolio Credit Risk Management ............................................................................ 74
Foreign Portfolio ................................................................................................... 81
Provision for Credit Losses ........................................................................................... 83
Allowance for Credit Losses .......................................................................................... 83
Market Risk Management ............................................................................................... 86
Trading Risk Management ............................................................................................ 87
Interest Rate Risk Management for Nontrading Activities ..................................................................... 90
Mortgage Banking Risk Management .................................................................................... 93
Operational Risk Management ............................................................................................ 93
Recent Accounting and Reporting Developments .............................................................................. 93
Complex Accounting Estimates ........................................................................................... 93
2006 Compared to 2005 ............................................................................................... 96
Overview ......................................................................................................... 96
Business Segment Operations ........................................................................................ 97
Statistical Tables ..................................................................................................... 98
Glossary ............................................................................................................ 110
Throughout the MD&A, we use certain acronyms and
abbreviations which are defined in the Glossary beginning on page 110.
34
Bank of America 2007