Bank of America 2004 Annual Report Download - page 94

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BANK OF AMERICA 2004 93
Second Quarter 2004 First Quarter 2004 Fourth Quarter 2003
Interest Interest Interest
Average Income/ Yield/ Average Income/ Yield/ Average Income/ Yield/
Balance Expense Rate Balance Expense Rate Balance Expense Rate
$ 14,384 $ 59 1.65% $ 12,268 $ 48 1.57% $ 11,231 $ 49 1.71%
124,383 413 1.33 113,761 434 1.53 96,713 506 2.08
104,391 1,025 3.94 105,033 1,025 3.91 94,630 926 3.91
159,797 1,925 4.82 99,755 1,223 4.91 59,197 742 5.01
173,158 2,284 5.29 141,898 1,960 5.53 142,482 1,931 5.41
43,160 1,167 10.88 35,303 870 9.92 32,734 810 9.83
40,424 450 4.48 24,379 262 4.31 23,206 255 4.36
39,763 540 5.44 34,045 464 5.49 33,422 478 5.67
8,142 169 8.32 7,479 120 6.42 7,737 124 6.37
304,647 4,610 6.07 243,104 3,676 6.07 239,581 3,598 5.98
123,970 1,843 5.98 90,946 1,511 6.68 90,309 1,612 7.08
30,311 317 4.20 19,815 210 4.26 19,616 211 4.27
20,086 237 4.72 9,459 95 4.00 9,971 93 3.71
18,144 237 5.24 10,753 95 3.57 11,594 101 3.45
192,511 2,634 5.50 130,973 1,911 5.87 131,490 2,017 6.09
497,158 7,244 5.85 374,077 5,587 6.00 371,071 5,615 6.02
38,407 494 5.17 29,914 404 5.42 33,938 367 4.32
938,520 11,160 4.77 734,808 8,721 4.76 666,780 8,205 4.90
30,320 23,187 22,975
125,619 75,197 74,431
$1,094,459 $ 833,192 $ 764,186
$ 35,864 $ 31 0.34% $ 26,159 $ 17 0.27% $ 25,494 $ 19 0.30%
233,702 488 0.84 155,835 321 0.83 155,369 400 1.02
93,017 587 2.54 75,341 567 3.03 73,246 476 2.58
4,737 66 5.60 5,939 74 5.01 6,195 44 2.81
367,320 1,172 1.28 263,274 979 1.50 260,304 939 1.43
18,945 287 6.10 18,954 171 3.62 13,225 177 5.34
5,739 23 1.58 4,701 19 1.63 2,654 11 1.58
29,882 47 0.64 21,054 37 0.71 20,019 51 1.02
54,566 357 2.63 44,709 227 2.04 35,898 239 2.65
421,886 1,529 1.46 307,983 1,206 1.57 296,202 1,178 1.58
235,701 1,019 1.74 195,866 720 1.48 144,082 515 1.42
31,620 298 3.78 34,543 334 3.90 38,298 317 3.28
96,395 563 2.34 78,852 491 2.49 70,596 450 2.55
785,602 3,409 1.74 617,244 2,751 1.79 549,178 2,460 1.78
160,419 117,092 122,638
55,172 50,170 44,077
93,266 48,686 48,293
$1,094,459 $ 833,192 $ 764,186
3.03 2.97 3.12
0.28 0.29 0.31
$ 7,751 3.31% $5,970 3.26% $5,745 3.43%