RBS 2012 Annual Report Download - page 108

Analysis of balance sheet pre and post disposal groups continued
2012 2011 2010
Balance
sheet
Disposal
groups (1)
Gross of
disposal
groups
Balance
sheet
Disposal
groups (2)
Gross of
disposal
groups
Balance
sheet
Disposal
groups (3)
Gross of
disposal
groups
£m £m £m£m £m £m £m £m£m
Selected financial data
Gross loans and advances to customers 451,224 1,875 453,099 473,872 20,196 494,068 520,803 5,049 525,852
Customer loan impairment provisions (21,136)(12)(21,148)(19,760)(791)(20,551)(18,055)(36)(18,091)
Net loans and advances to customers 430,088 1,863 431,951 454,112 19,405 473,517 502,748 5,013507,761
Gross loans and advances to banks 29,282
2,112 31,394 43,993 87 44,080 58,038 651 58,689
Bank loan impairment provisions (114)— (114)(123) — (123) (127)—(127)
Net loans and advances to banks 29,168 2,112 31,280 43,870 87 43,957 57,911 651 58,562
Total loan impairment provisions (21,250)(12)(21,262)(19,883) (791)(20,674)(18,182)(36)(18,218)
Customer REIL 40,993 13 41,006 40,708 1,549 42,257 38,453 5338,506
Bank REIL 134 — 134137 — 137 145 — 145
REIL 41,127 13 41,140 40,845 1,549 42,394 38,598 5338,651
Gross unrealised gains on debt securities3,946 230 4,176 4,978 — 4,978 2,595 — 2,595
Gross unrealised losses on debt securities(1,832)(15)(1,847)(3,408)— (3,408)(4,097)—(4,097)
Notes:
(1) Primarily Direct Line Group.
(2) Primarily UK branch-based businesses, RBS Aviation Capital, sold in 2012, and remainder of RBS Sempra Commodities JV.
(3) Primarily RBS Sempra Commodities JV, Non-Core project finance assets and certain interests in Latin America, Europe and the Middle East.
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Business review continued