RBS 2012 Annual Report Download - page 96
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Non-Core continued
2012 2011 2010
Commercial real estate third party assets £bn £bn £bn
UK (excluding NI) 8.9 11.4 16.7
Ireland (ROI and NI) 5.8 7.7 10.2
Spain 1.4 1.8 1.3
Rest of Europe 4.9 7.9 9.4
USA 0.9 2.2 3.6
RoW 0.2 0.5 1.4
Total (excluding derivatives) 22.1 31.5 42.6
2012 2011 2010
Impairment losses by donating division and sector £m £m £m
UK Retail
Mortgages — 5 5
Personal 4 (27) 8
Total UK Retail 4 (22) 13
UK Corporate
Manufacturing and infrastructure 19 76 26
Property and construction 88 224 437
Transport 16 52 3
Financial institutions (38) 5 69
Lombard 48 75 129
Other 107 96 166
Total UK Corporate 240 528 830
Ulster Bank
Mortgages — — 42
Commercial real estate
- investment 288 609 630
- development 611 1,552 1,759
Other corporate 77 173 251
Other EMEA 7 15 52
Total Ulster Bank 983 2,349 2,734
US Retail & Commercial
Auto and consumer 49 58 82
Cards 1 (9) 23
SBO/home equity 130 201 277
Residential mortgages 21 16 4
Commercial real estate (12) 40 185
Commercial and other (12) (3) 17
Total US Retail & Commercial 177 303 588
Markets
Manufacturing and infrastructure 3 57 (290)
Property and construction 623 752 1,296
Transport 199 (3) 33
Telecoms, media and technology 32 68 9
Banking and financial institutions (58) (98) 196
Other 18 (19) 14
Total Markets 817 757 1,258
Other
Wealth 1 1 51
Central items 1 3 2
Total Other 2 4 53
Total impairment losses 2,223 3,919 5,476
94
Business review continued