RBS 2012 Annual Report Download - page 54

52
Business review continued
Average balance sheet and related interest continued
Managed 2010
Average
balance Interest Rate
£m £m %
Assets
Loans and advances to banks - UK 22,578 223 0.99
- Overseas 30,143 369 1.22
Loans and advances to customers - UK 311,060 11,907 3.83
- Overseas 197,340 6,936 3.51
Debt securities -
UK 66,734 1,467 2.20
- Overseas 62,103 1,791 2.88
Interest-earning assets - UK 400,372 13,597 3.40
- Overseas 289,586 9,096 3.14
Total interest-earning assets - banking business (1,2,3,6,7,8) 689,958 22,693 3.29
- trading business (13) 276,330
Interest-earning assets 966,288
Non-interest-earning assets (1,2) 705,916
Total assets 1,672,204
Percentage of assets applicable to overseas operations 44.1%
Liabilities
Deposits by banks - UK 21,816 334 1.53
- Overseas 59,542 996 1.67
Customer accounts: demand deposits - UK 120,796 621 0.51
- Overseas 39,218 609 1.55
Customer accounts: savings deposits - UK 68,142 935 1.37
- Overseas 25,587 213 0.83
Customer accounts: other time deposits - UK 42,818 431 1.01
- Overseas 45,080 914 2.03
Debt securities in issue - UK 123,729 2,186 1.77
- Overseas 72,247 1,065 1.47
Subordinated liabilities - UK 19,998 480 2.40
- Overseas 9,336 252 2.70
Internal funding of trading business - UK (41,451) (140) 0.34
- Overseas (6,864)(41) 0.60
Interest-bearing liabilities - UK 355,848 4,847 1.36
- Overseas 244,146 4,008 1.64
Total interest-bearing liabilities - banking business (1,2,5,6,7) 599,994 8,855 1.48
- trading business (13) 293,993
Interest-bearing liabilities 893,987
Non-interest-bearing liabilities:
Demand deposits - UK 29,022
- Overseas 23,994
Other liabilities (2,9) 648,295
Owners' equity 76,906
Total liabilities and owners' equity 1,672,204
Percentage of liabilities applicable to overseas operations 41.3%
For the notes to this table refer to page 50.