RBS 2012 Annual Report Download - page 208

206
Business review Risk and balance sheet management continued
Balance sheet analysis: Asset quality continued
Loans and advances
Banks Customers
Cash and
balances at
central banks
Reverse
repos
Derivative
cash
collateral Other Total
Reverse
repos
Derivative
cash
collateral Other Total
Settlement
balances and
other financial
assets Derivatives Commitments
Contingent
liabilities Total
2012 £m £m £m £m £m £m £m £m £m £m £m £m £m £m
Non-Core
AQ1 36 — — 394 394 — — 7,466 7,466 — 770 1,345 291 10,302
AQ2 — — — 5 5 — — 2,550 2,550 — 626 126 18 3,325
AQ3 110 — — 19 19 — — 3,564 3,564 — 348 335 12 4,388
AQ4 — — — 5 5 — — 4,289 4,289 — 1,055 364 88 5,801
AQ5 — — — 2 2 — — 4,718 4,718 — 1,162 664 90 6,636
AQ6 — — — 1 1 — — 3,205 3,205 — 699 714 27 4,646
AQ7 — — — 50 50 — — 4,191 4,191 — 669 1,395 326 6,631
AQ8 — — — — — — — 2,081 2,081 — 15 81 39 2,216
AQ9 — — — — — 23 — 2,452 2,475 — 381 275 2 3,133
AQ10 — — — — — — — 123 123 — 324 622 89 1,158
Past due — — — — — — — 757 757 8 — — — 765
Impaired — — — 1 1 — — 20,947 20,947 — — — — 20,948
Impairment
provision — — — (1) (1) —— (11,199)(11,199)— — — — (11,200)
Group 146 — — 476 476 23 — 45,144 45,167 8 6,049 5,921 982 58,749
Loans and advances
Cash and
balances at
central banks Banks (1) Customers
Settlement
balances and other
financial assets Derivatives Commitments
Contingent
liabilities Total
2011 £m £m £m £m £m £m £m £m
Total
AQ1 78,692 74,279 114,424 5,152 482,053 75,356 14,076 844,032
AQ2 342 1,881 15,810 93 8,177 24,269 3,154 53,726
AQ3 223 1,981 34,017 546 10,827 23,471 4,427 75,492
AQ4 19 1,612 108,262 760 14,421 40,071 5,847 170,992
AQ5 90 1,261 118,056 124 6,516 34,593 4,301 164,941
AQ6 9 188 50,428 46 2,221 17,153 1,662 71,707
AQ7 8 432 33,218 13 2,393 19,163 1,037 56,264
AQ8 7 30 12,622 19 1,252 4,159 276 18,365
AQ9 5 83 16,429 324 1,150 2,286 943 21,220
AQ10 1 164 784 6 1,047 2,354 221 4,577
Past due — 2 11,591 1,623 — — — 13,216
Impaired — 137 39,921 414 — — — 40,472
Impairment provision — (123)(20,551) (26)— — — (20,700)
Group 79,396 81,927 535,011 9,094 530,057 242,875 35,944 1,514,304
Core
AQ1 78,634 73,689 95,691 5,034 478,177 69,220 13,249 813,694
AQ2 342 1,877 14,158 91 7,500 23,404 3,122 50,494
AQ3 56 1,967 30,546 546 10,360 22,319 4,354 70,148
AQ4 18 1,557 101,646 759 13,475 38,808 5,655 161,918
AQ5 90 1,256 110,911 124 5,087 33,226 4,092 154,786
AQ6 9 140 44,012 46 1,987 16,118 1,634 63,946
AQ7 8 432 28,953 13 796 17,514 949 48,665
AQ8 7 20 10,608 19 666 4,068 236 15,624
AQ9 5 83 11,938 276 592 1,769 898 15,561
AQ10 1 164 478 6 339 1,274 180 2,442
Past due — 2 10,047 1,623 — — — 11,672
Impaired — 136 16,457 413 — — — 17,006
Impairment provision — (122)(9,065)(25)— — — (9,212)
Group 79,170 81,201 466,380 8,925 518,979 227,720 34,369 1,416,744
For the note to these tables refer to page 208.