RBS 2012 Annual Report Download - page 418

13 Financial assets - impairments continued
Impairment losses charged to the income statement 2012
£m
2011
£m
2010
£m
Loans and advances to customers 5,292 7,241 9,157
Loans and advances to banks 23 — (13)
5,315 7,241 9,144
Debt securities (67)1,431 60
Equity shares 31 35 31
(36)1,466 91
5,279 8,707 9,235
The following tables analyse impaired financial assets.
2012
2011 2010
Carrying Carrying Carrying
Cost Provision value Cost Provision value Cost Provision value
£m £m £m £m £m £m £m £m £m
Loans and receivables
Loans and advances to banks (1) 134 114 20 137 123 14 145 127 18
Loans and advances to customers (2) 38,352 19,176 19,176 38,610 17,774 20,836 35,556 15,405 20,151
38,486 19,290 19,196 38,747 17,897 20,850 35,701 15,532 20,169
Notes:
(1) Impairment provisions individually assessed.
(2) Impairment provisions individually assessed on balances of £26,931 million (2011 - £29,196 million; 2010 - £25,492 million).
Carrying Carrying Carrying
value value value
2012 2011 2010
£m £m £m
Available-for-sale securities
Debt securities 225 873 580
Equity shares 31 57 43
Loans and receivables
Debt securities 1,008 234 230
1,264 1,164 853
The following table shows financial and non-financial assets, recognised on the Group's balance sheet, obtained during the year by taking possession of
collateral or calling on other credit enhancements.
2012 2011 2010
£m £m £m
Residential property 67 60 47
Other property 46 73 139
Cash 49 56 127
Other assets 1 2 28
163 191 341
In general, the Group seeks to dispose of property and other assets not readily convertible into cash, obtained by taking possession of collateral, as
rapidly as the market for the individual asset permits.
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Notes on the consolidated accounts continued