RBS 2012 Annual Report Download - page 196
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Balance sheet analysis
Financial assets 195
– Exposure summary 195
– Sector and geographic concentration 196
Asset quality 205
Debt securities 209
IFRS measurement classification and issuer 209
Ratings 210
– Asset-backed securities 213
Introduction 213
Product, geography and IFRS measurement classification 214
Ratings 217
Equity shares 218
Derivatives 220
Summary 220
Credit derivatives 221
Monoline insurers 222
Credit derivative product companies (CDPCs) 223
REIL, provisions and AFS reserves 224
Divisional analysis 224
Sector and geographical regional analyses 226
Provisions and AFS reserves methodology 235
REIL flow statement 235
REIL and PPLs summary 236
Past due analysis 236
Impairment provisions flow statement 236
Impairment charge analysis 239
AFS reserves 240
AFS gross unrealised losses 241
194
Business review
Risk and balance sheet management
Contents