RBS 2012 Annual Report Download - page 357

RBS GROUP 2012
355
Note
2012
£m
2011
£m
2010
£m
Assets
Cash and balances at central banks 10 79,290 79,269 57,014
Loans and advances to banks 10 63,951 83,310 100,518
Loans and advances to customers 10 500,135 515,606 555,260
Debt securities subject to repurchase agreements 29 91,173 79,480 80,104
Other debt securities 66,265 129,600 137,376
Debt securities 15 157,438 209,080 217,480
Equity shares 16 15,232 15,183 22,198
Settlement balances 5,741 7,771 11,605
Derivatives 14 441,903 529,618 427,077
Intangible assets 17 13,545 14,858 14,448
Property, plant and equipment 18 9,784 11,868 16,543
Deferred tax 23 3,443 3,878 6,373
Prepayments, accrued income and other assets 19 7,820 10,976 12,576
Assets of disposal groups 20 14,013 25,450 12,484
Total assets 1,312,295 1,506,867 1,453,576
Liabilities
Deposits by banks 10 101,405 108,804 98,790
Customer accounts 10 521,279 502,955 510,693
Debt securities in issue 10 94,592 162,621 218,372
Settlement balances 5,878 7,477 10,991
Short positions 21 27,591 41,039 43,118
Derivatives 14 434,333 523,983 423,967
Accruals, deferred income and other liabilities 22 14,801 23,125 23,089
Retirement benefit liabilities 4 3,884 2,239 2,288
Deferred tax 23 1,141 1,945 2,142
Insurance liabilities — 6,312 6,794
Subordinated liabilities 24 26,773 26,319 27,053
Liabilities of disposal groups 20 10,170 23,995 9,428
Total liabilities 1,241,847 1,430,814 1,376,725
Non-controlling interests 25 2,318 1,234 1,719
Owners’ equity 26,27 68,130 74,819 75,132
Total equity 70,448 76,053 76,851
Total liabilities and equity 1,312,295 1,506,867 1,453,576
The accompanying notes on pages 373 to 474, the accounting policies on pages 360 to 371 and the audited sections of the Business review: Risk and
balance sheet management on pages 107 to 293 form an integral part of these financial statements.
The accounts were approved by the Board of directors on 27 February 2013 and signed on its behalf by:
Philip Hampton
Chairman
Stephen Hester
Group Chief Executive
Bruce Van Saun
Group Finance Director
The Royal Bank of Scotland Group plc
Registered No. SC45551
Consolidated balance sheet as at 31 December 2012