RBS 2012 Annual Report Download - page 136

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Business review Risk and balance sheet management continued
Capital management continued
Risk-weighted assets*
Divisional analysis
Risk-weighted assets by risk category and division were as follows:
Credit risk
Non-counter
p
art
y
Counter
p
art
y
Market
risk
Operational
risk
Gross
RWAs
2012 £bn £bn £bn £bn £bn
UK Retail 37.9 — — 7.8 45.7
UK Corporate 77.7 — — 8.6 86.3
Wealth 10.3 — 0.1 1.9 12.3
International Banking 46.7 — — 5.251.9
Ulster Bank 33.6 0.6 0.2 1.7 36.1
US Retail & Commercial 50.8 0.8 — 4.9 56.5
Retail & Commercial 257.01.4 0.3 30.1288.8
Markets 14.034.7 36.9 15.7 101.3
Other 4.00.4 — 1.4 5.8
Core 275.036.5 37.2 47.2395.9
Non-Core 45.111.5 5.4 (1.6) 60.4
Group before RFS Holdings MI 320.148.0 42.6 45.6 456.3
RFS Holdings MI 3.1— — 0.23.3
Group 323.248.0 42.6 45.8 459.6
2011
UK Retail 41.1— — 7.3 48.4
UK Corporate 71.2— — 8.179.3
Wealth 10.9 — 0.1 1.9 12.9
International Banking 38.9 — — 4.3 43.2
Ulster Bank 33.6 0.6 0.3 1.8 36.3
US Retail & Commercial 53.6 1.0 — 4.7 59.3
Retail & Commercial 249.3 1.6 0.4 28.1279.4
Markets 16.7 39.9 50.6 13.1 120.3
Other 9.8 0.2 — 2.01
2.0
Core 275.8 41.7 51.0 43.2411.7
Non-Core 65.6 20.2 13.0 (5.5) 93.3
Group before RFS Holdings MI 341.4 61.9 64.0 37.7 505.0
RFS Holdings MI 2.9 — — 0.23.1
Group 344.3 61.9 64.0 37.9 508.1
APS relief (59.6) (9.5) — — (69.1)
Net RWAs 284.7 52.4 64.0 37.9 439.0
2010
UK Retail 41.7 — — 7.148.8
UK Corporate 76.4 — — 7.8 84.2
Wealth 10.4 — 0.1 2.012.5
International Banking 44.0— —
7.7 51.7
Ulster Bank 29.20.5 0.1 1.8 31.6
US Retail & Commercial 52.10.9 — 4.4 57.4
Retail & Commercial 253.8 1.4 0.2 30.8 286.2
Markets 21.5 34.5 44.7 9.6 110.3
Other 16.4 0.4 0.2 1.018.0
Core 291.7 36.3 45.1 41.4 414.5
Non-Core 91.3 31.8 34.9 (4.3) 153.7
Group before RFS Holdings MI 383.068.1 80.0 37.1568.2
RFS Holdings MI 2.9 — — — 2.9
Group 385.9 68.1 80.0 37.1571.1
APS relief (88.2)(17.4) — — (105.6)
Net RWAs 297.7 50.7 80.0 37.1465.5
*unaudited