RBS 2012 Annual Report Download - page 239
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RBS GROUP 2012
237
Non-Core (by donating division)
UK
Corporate
International
Banking
Ulster
Bank
US
R&C (1)Other Total
£m £m £m £m £m £m
At 1 January 2012 1,633 3,027 6,363 416 48 11,487
Currency translation and other adjustments (100) (58) (107) (89) (15) (369)
Disposal of subsidiaries — — — (1)— (1)
Amounts written-off (590)(1,067) (140)(309) (15) (2,121)
Recoveries of amounts previously written-off 21 38 4 63 4 130
Charged to income statement
- continuing operations 241 913 983 177 6 2,320
Unwind of discount (2) (38) (38) (170)— — (246)
At 31 December 2012 1,167 2,815 6,933 257 28 11,200
Individually assessed
- banks — 1 — — — 1
- customers 688 2,604 6,481 24 8 9,805
Collectively assessed 422 — 225 92 18 757
Latent 57 210 227 141 2 637
1,167 2,815 6,933 257 28 11,200
UK
Retail
UK
Corporate Wealth
International
Banking
Ulster
Bank
US
R&C (1)
Total
R&C (1)Markets
Total
Core Non-Core RFS MI Group
£m £m £m £m £m £m £m £m £m £m £m £m
At 1 January 2011 2,741 1,746 66 855 1,633 509 7,550 316 7,866 10,352 — 18,218
Intra-group transfers — 177 — — — — 177 — 177 (177) — —
Currency translation
and other adjustments — 25 3 (37) (79) (5) (93) 17 (76) (225) — (301)
Disposal of subsidiaries — — — — — — — — — — 8 8
Amounts written-off (823) (658) (11) (125) (124) (373) (2,114) (23) (2,137) (2,390) — (4,527)
Recoveries of amounts
previously written-off 69 17 —
3 1 76 166 1 167 360 — 527
Charged to income statement
- continuing operations 788 790 25 168 1,384 248 3,403 — 3,403 3,838 — 7,241
- discontinued operations — — — — — — — — — — (8) (8)
Unwind of discount (2) (96) (36) (2) (13) (66) — (213) — (213) (271) — (484)
At 31 December 2011 2,679 2,061 81 851 2,749 455 8,876 311 9,187 11,487 — 20,674
Individually assessed
- banks — — 2 44 — — 46 76 122 1 — 123
- customers — 838 70 637 991 73 2,609 224 2,833 9,965 — 12,798
Collectively assessed 2,474 894 — 2 1,282 162 4,814 — 4,814 874 — 5,688
Latent 205 329 9 168 476 220 1,407 11 1,418 647 — 2,065
2,679 2,061 81 851 2,749 455 8,876 311 9,187 11,487 — 20,674
For the notes to these tables refer to page 238.