RBS 2012 Annual Report Download - page 540
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538
Related parties 473
Renegotiations and forbearance 495
Risk and balance sheet management
Balance sheet analysis 194
Capital management 127
Country risk 252
Credit risk 157
Liquidity, funding and related risks 137
Market risk 242
Other risks 281
Risk appetite 114
Risk coverage 122
Risk governance 117
Risk elements in lending 494
Risk-weighted assets 65
Securitisations, asset transfers and other collateral
Notes on the consolidated accounts 447
Special purpose entities
Notes on the consolidated accounts 449
Segmental reporting
Business review 64
Description of business 40
Notes on the consolidated accounts 464
Share-based payments
Accounting policies 368
Notes on the consolidated accounts 377
Share capital
Notes on the consolidated accounts 441
Shareholder information
Analysis of ordinary shareholders 518
Annual General Meeting 517
Shareholder enquiries 517
Short-term borrowings 497
Statement of changes in equity
Consolidated 356
Parent company 476
Statement of comprehensive income
Consolidated 354
Parent company 479
Statement of directors’ responsibilities 350
Strategic Plan 16
Subordinated liabilities
Notes on the consolidated accounts 434
Parent company notes 483
Supervision 500
Sustainability 33
Tax
Accounting policies 363
Business review 63
Critical accounting policies 370
Notes on the consolidated accounts 386
Notes on the consolidated accounts - deferred tax 432
UK Corporate 23, 40, 70, 464
UK Retail 22, 40,67, 464
Ulster Bank 26, 40, 78,464
US Retail & Commercial 27, 40, 81, 464
Wealth 24, 40, 73, 464
Value-at-risk (VaR) 244
Variable compensation
Notes on the consolidated accounts 379
Index continued