RBS 2012 Annual Report Download - page 56

54
Business review continued
Average balance sheet and related interest continued
Statutory 2010
Average
balance Interest Rate
£m £m %
Assets
Loans and advances to banks - UK 20,198 208 1.03
- Overseas 30,029 368 1.23
Loans and advances to customers - UK 310,112 11,736 3.78
- Overseas 196,417 6,894 3.51
Debt securities - UK 60,179 1,261 2.10
-
Overseas 63,348 1,812 2.86
Interest-earning assets - UK 390,489 13,205 3.38
- Overseas 289,794 9,074 3.13
Total interest-earning assets - banking business (1,2,3,8) 680,283 22,279 3.27
- trading business (13) 276,330
Interest-earning assets 956,613
Non-interest-earning assets (1,2) 715,591
Total assets 1,672,204
Percentage of assets applicable to overseas operations 44.1%
Liabilities
Deposits by banks - UK 21,816 334 1.53
- Overseas 59,799 999 1.67
Customer accounts: demand deposits - UK 121,186 624 0.51
- Overseas 39,127 607 1.55
Customer accounts: savings deposits - UK 68,142 935 1.37
- Overseas 25,587 213 0.83
Customer accounts: other time deposits - UK 42,818 431 1.01
- Overseas 45,080 914 2.03
Debt securities in issue - UK 123,729 2,186 1.77
- Overseas 72,247 1,065 1.47
Subordinated liabilities -
UK 19,998 480 2.40
- Overseas 9,336 252 2.70
Internal funding of trading business - UK (41,451) (140) 0.34
- Overseas (6,864)(41) 0.60
Interest-bearing liabilities - UK 356,238 4,850 1.36
- Overseas 244,312 4,009 1.64
Total interest-bearing liabilities - banking business (1,2,5) 600,550 8,859 1.48
- trading business (13) 293,993
Interest-bearing liabilities 894,543
Non-interest-bearing liabilities:
Demand deposits - UK 29,022
- Overseas 23,994
Other liabilities (2,9) 647,739
Owners' equity 76,906
Total liabilities and owners' equity 1,672,204
Percentage of liabilities applicable to overseas operations 41.3%
For the notes to this table refer to page 50.