RBS 2012 Annual Report Download - page 495
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RBS GROUP 2012
493
Analysis of write-offs
The following table analyses amounts written-off by geographical area and type of domestic customer.
2012
£m
2011
£m
2010
£m
2009
£m
2008
£m
Domestic
Manufacturing 61 114 94 21761
Construction 158 228 110 243 51
Finance 16 24 6 10531
Service industries and business activities 429 358 411 702 299
Agriculture, forestry and fishing 11 4 5 3 5
Property 375 490 395 320 34
Residential mortgages 31 23 16 21
Personal lending 608 1,004 1,148 1,188 938
Finance leases and instalment credit 193 129 67 11526
Total domestic 1,882 2,374 2,252 2,895 1,446
Foreign 2,384 2,153 3,790 4,044 1,702
Total write-offs (1) 4,266 4,527 6,042 6,939 3,148
Note:
(1) Includes £29 million written-off in respect of loans and advances to banks in 2012.
Analysis of recoveries
The following table analyses recoveries of amounts written-off by geographical area and type of domestic customer.
2012
£m
2011
£m
2010
£m
2009
£m
2008
£m
Domestic
Manufacturing 1 4 2 12
Construction 10 6 1 ——
Finance 1 — — 22
Service industries and business activities 15 10 7 1312
Property 33 8 4 — —
Residential mortgages 6 9 6 3 —
Personal lending 93 111 128 99 96
Finance leases and instalment credit 4 10 3 57 4
Total domestic 163 158 151 175 116
Foreign 178 369 260 224203
Total recoveries 341 527 411 399 319