Regions Bank 2012 Annual Report Download - page 16

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REGIONS FINANCIAL CORPORATION
Form 10-K
INDEX
PAGE
PART I
Forward-Looking Statements ............................................................. 1
Item 1. Business .................................................................... 3
Item 1A. Risk Factors ................................................................. 22
Item 1B. Unresolved Staff Comments .................................................... 40
Item 2. Properties ................................................................... 40
Item 3. Legal Proceedings ............................................................ 40
Item 4. Mine Safety Disclosures ....................................................... 40
PART II
Item 5. Market for Registrant’s Common Equity, Related Stockholder Matters and Issuer Purchases
of Equity Securities ........................................................... 41
Item 6. Selected Financial Data ........................................................ 43
Item 7. Management’s Discussion and Analysis of Financial Condition and Results of Operations . . . 44
Item 7A. Quantitative and Qualitative Disclosures about Market Risk ........................... 44
Item 8. Financial Statements and Supplementary Data ...................................... 116
Item 9. Changes in and Disagreements with Accountants on Accounting and Financial Disclosure . . . 215
Item 9A. Controls and Procedures ....................................................... 215
Item 9B. Other Information ............................................................ 215
PART III
Item 10. Directors, Executive Officers and Corporate Governance ............................. 216
Item 11. Executive Compensation ....................................................... 219
Item 12. Security Ownership of Certain Beneficial Owners and Management and Related Stockholder
Matters ..................................................................... 219
Item 13. Certain Relationships and Related Transactions, and Director Independence .............. 219
Item 14. Principal Accounting Fees and Services ........................................... 219
PART IV
Item 15. Exhibits, Financial Statement Schedules ........................................... 220
SIGNATURES ....................................................................... 227
i