Regions Bank 2011 Annual Report Download - page 22

(In millions, except per share data) 2011 2010 2009
EARNINGS SUMMARY
Income (loss) from continuing operations available to common shareholders $ (25) $ (692) $ (1,304)
Net income (loss) available to common shareholders $ (429) $ (763) $ (1,261)
Earnings (loss) per common share from continuing operations – diluted $ (0.02) $ (0.56) $ (1.32)
Earnings (loss) per common share – diluted $ (0.34) $ (0.62) $ (1.27)
BALANCE SHEET SUMMARY
At year-end
Loans net of unearned income $ 77,594 $ 82,864 $ 90,674
Assets 127,050 132,351 142,318
Deposits 95,627 94,614 98,680
Long-term debt 8,110 13,190 18,464
Stockholders’ equity 16,499 16,734 17,881
Average balances – Continuing Operations
Loans net of unearned income $ 80,673 $ 86,660 $ 94,523
Assets 126,719 132,720 139,468
Deposits 95,671 96,489 94,612
Long-term debt 11,240 15,489 18,501
Stockholders’ equity 15,350 15,916 16,224
SELECTED RATIOS
Tangible common stockholders’ equity to tangible assets (non-GAAP)1 6.58% 6.04% 6.22%
Allowance for loan losses as a percentage of loans net of unearned income 3.54 3.84 3.43
Allowance for credit losses as a percentage of loans net of unearned income 3.64 3.93 3.52
Effi ciency ratio (non-GAAP)1 64.56 67.74 67.88
Tier 1 common (non-GAAP)1 8.51 7.85 7.15
Tier 1 capital 13.28 12.40 11.54
OTHER INFORMATION
Basic Weighted-average number of common shares outstanding 1,258 1,227 989
Diluted Weighted-average number of common shares outstanding 1,258 1,227 989
Total Branch Outlets 1,726 1,772 1,895
ATMs 2,083 2,148 2,304
1See Table 2 in Form 10-K for GAAP to non-GAAP reconciliations.