RBS 2008 Annual Report Download - page 129

Business review continued
RBS Group Annual Report and Accounts 2008128
2008 2007
Prime Prime
Sub-prime Alt-A Guaranteed Other Total Sub-prime Alt-A Guaranteed Other Total
United States £m £m £m £m £m £m £m £m £m £m
Net exposure
Held-for-trading 302 346 18,577 968 20,193 2,953 2,189 15,502 1,419 22,063
Available-for-sale 53 760 14,887 4,409 20,109 — 640 10,504 1,359 12,503
Loans and receivables 3——215 218 —————
358 1,106 33,464 5,592 40,520 2,953 2,829 26,006 2,778 34,566
Carrying values
Held-for-trading 1,427 352 18,577 1,043 21,399 4,277 2,189 15,502 1,419 23,387
Available-for-sale 394 760 14,887 4,409 20,450 — 640 10,504 1,359 12,503
Loans and receivables 3——215 218 —————
1,824 1,112 33,464 5,667 42,067 4,277 2,829 26,006 2,778 35,890
Of which originated in:
– 2004 and earlier 474 122 5,534 709 6,839 746 165 2,532 406 3,849
– 2005 259 718 6,014 2,675 9,666 1,065 437 3,209 275 4,986
– 2006 718 115 1,689 614 3,136 1,734 1,188 5,557 1,017 9,496
– 2007 and later 373 157 20,227 1,669 22,426 732 1,039 14,708 1,080 17,559
1,824 1,112 33,464 5,667 42,067 4,277 2,829 26,006 2,778 35,890
2008 2007
Non Non
Sub-prime conforming Prime Total Sub-prime conforming Prime Total
United Kingdom £m £m £m £m £m £m £m £m
Net exposure
Held-for-trading 33 — 258 291 150 724 2,411 3,285
Available-for-sale 154 1,423 3,446 5,023 7 157 931 1,095
Loans and receivables 205 1,482 118 1,805 5—— 5
Designated at fair value 16 — 166 182 18 — 72 90
408 2,905 3,988 7,301 180 881 3,414 4,475
Carrying values:
Held-for-trading 70 — 1,345 1,415 150 724 2,740 3,614
Available-for-sale 154 1,423 3,446 5,023 7 157 935 1,099
Loans and receivables 205 1,482 118 1,805 5—— 5
Designated at fair value 16 — 166 182 18 — 72 90
445 2,905 5,075 8,425 180 881 3,747 4,808
Of which originated in:
- 2004 and earlier 72 — 815 887 13 22 911 946
- 2005 42 652 1,000 1,694 1 10 512 523
- 2006 209 756 2,308 3,273 49 110 1,256 1,415
- 2007 and later 122 1,497 952 2,571 117 739 1,068 1,924
445 2,905 5,075 8,425 180 881 3,747 4,808