RBS 2008 Annual Report Download - page 211

Notes on the accounts continued
RBS Group Annual Report and Accounts 2008210
11 Financial instruments (continued)
Remaining maturity
The following table shows the residual maturity of financial instruments, based on contract date of maturity.
Group
2008 2007
Less than More than Less than More than
12 months 12 months Total 12 months 12 months Total
£m £m £m £m £m £m
Assets
Cash and balances at central banks 12,364 36 12,400 17,866 — 17,866
Loans and advances to banks 133,565 4,632 138,197 187,969 31,491 219,460
Loans and advances to customers 338,751 535,971 874,722 395,753 432,785 828,538
Debt securities 69,912 197,637 267,549 70,088 224,568 294,656
Equity shares — 26,330 26,330 — 53,026 53,026
Settlement balances 17,795 37 17,832 16,561 28 16,589
Derivatives 184,278 808,281 992,559 50,841 226,561 277,402
Liabilities
Deposits by banks 248,896 9,148 258,044 302,934 9,360 312,294
Customer accounts 611,047 28,465 639,512 650,685 31,678 682,363
Debt securities in issue 174,507 125,782 300,289 156,020 118,152 274,172
Settlement balances and short positions 24,448 29,829 54,277 44,466 46,555 91,021
Derivatives 175,908 795,456 971,364 54,624 217,428 272,052
Subordinated liabilities 3,394 45,760 49,154 1,896 36,147 38,043
Company
2008 2007
Less than More than Less than More than
12 months 12 months Total 12 months 12 months Total
£m £m £m £m £m £m
Assets
Loans and advances to banks 16,096 10,935 27,031 1,655 6,031 7,686
Loans and advances to customers ———307 — 307
Derivatives 221 947 1,168 127 46 173
Liabilities
Deposits by banks 1,802 — 1,802 5,572 — 5,572
Customer accounts 26 — 26 ———
Debt securities in issue 7,253 6,926 14,179 8,855 4,598 13,453
Derivatives 227 134 361 102 77 179
Subordinated liabilities 424 9,890 10,314 119 7,624 7,743