RBS 2008 Annual Report Download - page 97

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Business review continued
RBS Group Annual Report and Accounts 2008
Industry risk – geographical analysis (audited)
The following table analyses financial assets by location of office and by industry type.
Group
Loans and Debt
advances to banks securities and Netting and
and customers equity shares Derivatives Other(1) Total offset (2)
2008 £m £m £m £m £m £m
UK
Central and local government 6,106 36,466 5,798 14 48,384 1,987
Manufacturing 26,006 1,080 11,208 180 38,474 6,279
Construction 13,426 144 754 26 14,350 1,485
Finance 197,659 84,696 532,857 6,257 821,469 480,762
Service industries and business activities 88,420 10,154 13,278 1,471 113,323 7,624
Agriculture, forestry and fishing 3,118 93 34 15 3,260 87
Property 74,050 2,008 5,094 71 81,223 1,026
Individuals:
Home mortgages 80,967 — 14 — 80,981 52
Other 27,479 250 36 25 27,790 5
Finance leases and instalment credit 17,363 3 25 — 17,391 119
Interest accruals 4,323 774 ——5,097 —
Total UK 538,917 135,668 569,098 8,059 1,251,742 499,426
US
Central and local government 482 24,996 45 33 25,556 —
Manufacturing 13,298 102 1,809 128 15,337 217
Construction 885 63 122 6 1,076 —
Finance 30,433 37,346 355,502 5,754 429,035 323,910
Service industries and business activities 28,232 1,498 8,535 907 39,172 2,346
Agriculture, forestry and fishing 30 —3134 —
Property 6,579 5 97 — 6,681 —
Individuals:
Home mortgages 34,235 ———34,235 —
Other 14,368 ———14,368 —
Finance leases and instalment credit 3,066 ———3,066 —
Interest accruals 499 466 ——965 —
Total US 132,107 64,476 366,113 6,829 569,525 326,473
Europe
Central and local government 2,045 24,065 228 5 26,343 —
Manufacturing 29,348 776 371 — 30,495 2
Construction 5,838 1 91 — 5,930 —
Finance 35,989 34,533 8,174 3,621 82,317 61
Service industries and business activities 60,179 11,754 2,823 92 74,848 780
Agriculture, forestry and fishing 5,750 50 1—5,801 —
Property 23,072 19 299 — 23,390 —
Individuals:
Home mortgages 118,549 50 4—118,603 —
Other 9,024 29 218 9,271 —
Finance leases and instalment credit 1,815 15 ——1,830 —
Interest accruals 1,889 1——1,890 —
Total Europe 293,498 71,293 12,209 3,718 380,718 843
Rest of the World
Central and local government 7,079 16,766 311 145 24,301 —
Manufacturing 6,837 178 772 — 7,787 —
Construction 758 6 17 — 781 3
Finance 21,469 4,267 42,621 407 68,764 31,695
Service industries and business activities 13,706 949 1,297 — 15,952 108
Agriculture, forestry and fishing 157 17—165 —
Property 2,932 480 96 — 3,508 41
Individuals:
Home mortgages 847 ———847 —
Other 5,089 — 18 — 5,107 79
Finance leases and instalment credit 111 5——116 —
Interest accruals 428 ———428 —
Total Rest of the World 59,413 22,652 45,139 552 127,756 31,926