Bank of America 2014 Annual Report Download - page 138

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136 Bank of America 2014
Acronyms
ABS Asset-backed securities
AFS Available-for-sale
ALM Asset and liability management
ARM Adjustable-rate mortgage
AUM Assets under management
BHC Bank holding company
CCAR Comprehensive Capital Analysis and Review
CDO Collateralized debt obligation
CGA Corporate General Auditor
CLO Collateralized loan obligation
CRA Community Reinvestment Act
CVA Credit valuation adjustment
DVA Debit valuation adjustment
EAD Exposure at default
ERC Enterprise Risk Committee
FDIC Federal Deposit Insurance Corporation
FHA Federal Housing Administration
FHFA Federal Housing Finance Agency
FHLB Federal Home Loan Bank
FHLMC Freddie Mac
FICC Fixed-income, currencies and commodities
FICO Fair Isaac Corporation (credit score)
FLUs Front line units
FNMA Fannie Mae
FTE Fully taxable-equivalent
FVA Funding valuation adjustment
GAAP Accounting principles generally accepted in the
United States of America
GM&CA Global Marketing and Corporate Affairs
GNMA Government National Mortgage Association
GSE Government-sponsored enterprise
HELOC Home equity lines of credit
HFI Held-for-investment
HUD U.S. Department of Housing and Urban
Development
IRM Independent risk management
LCR Liquidity Coverage Ratio
LGD Loss-given default
LHFS Loans held-for-sale
LIBOR London InterBank Offered Rate
LTV Loan-to-value
MD&A Management’s Discussion and Analysis of
Financial Condition and Results of Operations
MI Mortgage insurance
MRC Management Risk Committee
MSA Metropolitan statistical area
MSR Mortgage servicing right
NSFR Net Stable Funding Ratio
OCC Office of the Comptroller of the Currency
OCI Other comprehensive income
OTC Over-the-counter
OTTI Other-than-temporary impairment
PCI Purchased credit-impaired
PPI Payment protection insurance
RCSAs Risk and Control Self Assessments
RMBS Residential mortgage-backed securities
SBLCs Standby letters of credit
SEC Securities and Exchange Commission
SLR Supplementary leverage ratio
TDR Troubled debt restructurings
VIE Variable interest entity