Bank of America 2013 Annual Report Download - page 131

Bank of America 2013 129
Table VI Accruing Loans and Leases Past Due 90 Days or More (1)
December 31
(Dollars in millions) 2013 2012 2011 2010 2009
Consumer
Residential mortgage (2) $ 16,961 $ 22,157 $ 21,164 $ 16,768 $ 11,680
U.S. credit card 1,053 1,437 2,070 3,320 2,158
Non-U.S. credit card 131 212 342 599 515
Direct/Indirect consumer 408 545 746 1,058 1,488
Other consumer 22223
Total consumer 18,555 24,353 24,324 21,747 15,844
Commercial
U.S. commercial 47 65 75 236 213
Commercial real estate 21 29 7 47 80
Commercial lease financing 41 15 14 18 32
Non-U.S. commercial 17 —— 667
126 109 96 307 392
U.S. small business commercial 78 120 216 325 624
Total commercial 204 229 312 632 1,016
Total accruing loans and leases past due 90 days or more (3) $ 18,759 $ 24,582 $ 24,636 $ 22,379 $ 16,860
(1) Our policy is to classify consumer real estate-secured loans as nonperforming at 90 days past due, except the PCI loan portfolio, the fully-insured loan portfolio and loans accounted for under the
fair value option as referenced in footnote 3.
(2) Balances are fully-insured loans.
(3) Balances exclude loans accounted for under the fair value option. At December 31, 2013 and 2009, $8 million and $87 million of loans accounted for under the fair value option were past due 90
days or more and still accruing interest. At December 31, 2012, 2011 and 2010, there were no loans accounted for under the fair value option that were past due 90 days or more and still accruing
interest.