Bank of America 2013 Annual Report Download - page 283

Design: Sequel, New York
Bank of America Corporation (“Bank of America”) is a financial holding company that, through its subsidiaries and affiliated companies, provides banking and non-
banking financial services. Global Wealth and Investment Management is a division of Bank of America Corporation (“BAC”). Merrill Lynch, Merrill Edge™, U.S. Trust,
Bank of America Merrill Lynch and BofA™ Global Capital Management are affiliated subdivisions within Global Wealth and Investment Management. Merrill Lynch
Wealth makes available products and services offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated (“MLPF&S”) and other subsidiaries of BAC. Merrill Edge is
available through MLPF&S, and consists of the Merrill Edge Advisory Center (investment guidance) and self-directed online investing. U.S. Trust, Bank of America Private
Wealth Management operates through Bank of America, N.A., and other subsidiaries of BAC. Bank of America Merrill Lynch is a marketing name for the Retirement and
Philanthropic Services businesses of BAC. BofA™ Global Capital Management Group, LLC (“BofA Global Capital Management”), is an asset management division of BAC.
BofA Global Capital Management entities furnish investment management services and product s for institutional and individual investors.
“Bank of America Merrill Lynch” is the marketing name for the global banking and global markets businesses of Bank of America Corporation. Lending, derivatives,
and other commercial banking activities are performed globally by banking affiliates of Bank of America Corporation, including Bank of America, N.A., member FDIC.
Securities, strategic advisory, and other investment banking activities are performed globally by investment banking affiliates of Bank of America Corporation
(“Investment Banking Affiliates”), including, in the United States, Merrill Lynch, Pierce, Fenner & Smith Incorporated and Merrill Lynch Professional Clearing Corp., both
of which are registered broker-dealers and members of SIPC, and, in other jurisdictions, by locally registered entities. Merrill Lynch, Pierce, Fenner & Smith Incorporated
and Merrill Lynch Professional Clearing Corp. are registered as futures commission merchants with the CF TC and are members of the NFA .
Case studies are intended to illustrate products and services available at Bank of America and Merrill Lynch. You should not consider these as an endorsement of
Merrill Lynch as an investment advisor or as a testimonial about a client’s experiences with us as an investment advisor. Case studies do not necessarily represent the
experiences of other clients, nor do they indicate future performance. Investment results may vary. The investment strategies discussed are not appropriate for every
investor and should be considered given a person’s investment objectives, financial situation and particular needs. Clients should review with their advisor the terms,
conditions and risks involved with specific products and ser vices.
Banking products are provided by Bank of A merica, N.A ., and affiliated banks, members FDIC and wholly owned subsidiaries of BAC .
Investment products offered by Investment Banking Affiliates: Are Not FDIC Insured Are Not Bank Guaranteed May Lose Value
MLPF&S is a registered broker-dealer, member SIPC and a wholly owned subsidiary of BAC.
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