Bank of America 2013 Annual Report Download - page 146

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144 Bank of America 2013
Acronyms
ABS Asset-backed securities
AFS Available-for-sale
ALM Asset and liability management
ALMRC Asset Liability and Market Risk Committee
ARM Adjustable-rate mortgage
BHC Bank holding company
CCAR Comprehensive Capital Analysis and Review
CDO Collateralized debt obligation
CLO Collateralized loan obligation
CMBS Commercial mortgage-backed securities
CRA Community Reinvestment Act
CRC Credit Risk Committee
EAD Exposure at default
FDIC Federal Deposit Insurance Corporation
FHA Federal Housing Administration
FHLMC Freddie Mac
FICC Fixed income, currencies and commodities
FICO Fair Isaac Corporation (credit score)
FNMA Fannie Mae
FTE Fully taxable-equivalent
GAAP Accounting principles generally accepted in the United States of America
GMRC Global Markets Risk Committee
GNMA Government National Mortgage Association
GSE Government-sponsored enterprise
HELOC Home equity lines of credit
HFI Held-for-investment
HUD U.S. Department of Housing and Urban Development
LCR Liquidity Coverage Ratio
LGD Loss-given default
LHFS Loans held-for-sale
LIBOR London InterBank Offered Rate
MBS Mortgage-backed securities
MD&A Management’s Discussion and Analysis of Financial Condition and Results of Operations
MI Mortgage insurance
MSA Metropolitan statistical area
NSFR Net Stable Funding Ratio
OCC Office of the Comptroller of the Currency
OCI Other comprehensive income
OTC Over-the-counter
OTTI Other-than-temporary impairment
PPI Payment protection insurance
RMBS Residential mortgage-backed securities
SBLCs Standby letters of credit
SEC Securities and Exchange Commission
VA U.S. Department of Veterans Affairs
VIE Variable interest entity