Bank of America 2012 Annual Report Download - page 150
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148 Bank of America 2012
Acronyms
ABS Asset-backed securities
AFS Available-for-sale
ALM Asset and liability management
ALMRC Asset Liability Market Risk Committee
ARM Adjustable-rate mortgage
BHC Bank holding company
CDO Collateralized debt obligation
CLO Collateralized loan obligation
CES Common Equivalent Securities
CMBS Commercial mortgage-backed securities
CORC Compliance and Operational Risk Committee
CRA Community Reinvestment Act
CRC Credit Risk Committee
EAD Exposure at default
EU European Union
FDIC Federal Deposit Insurance Corporation
FFIEC Federal Financial Institutions Examination Council
FHA Federal Housing Administration
FHFA Federal Housing Finance Agency
FHLMC Freddie Mac
FICC Fixed income, currencies and commodities
FICO Fair Isaac Corporation (credit score)
FNMA Fannie Mae
FTE Fully taxable-equivalent
GAAP Accounting principles generally accepted in the United States of America
GNMA Government National Mortgage Association
GMRC Global Markets Risk Committee
GSE Government-sponsored enterprise
HELOC Home equity lines of credit
HFI Held-for-investment
HUD U.S. Department of Housing and Urban Development
IPO Initial public offering
LCR Liquidity coverage ratio
LGD Loss given default
LHFS Loans held-for-sale
LIBOR London InterBank Offered Rate
MBS Mortgage-backed securities
MD&A Management’s Discussion and Analysis of Financial Condition and Results of Operations
MI Mortgage insurance
MSA Metropolitan statistical area
NSFR Net stable funding ratio
OCC Office of the Comptroller of the Currency
OCI Other comprehensive income
OTC Over-the-counter
OTTI Other-than-temporary impairment
PPI Payment protection insurance
RMBS Residential mortgage-backed securities
ROTE Return on average tangible shareholders’ equity
SBLCs Standby letters of credit
SEC Securities and Exchange Commission
TLGP Temporary Liquidity Guarantee Program
VA U.S. Department of Veterans Affairs