Bank of America 2012 Annual Report Download - page 283

Design: Sequel, New York Narrative Photography: Lou Mora
Bank of America Corporation (•Bank of AmericaŽ ) is a financial holding company that, through its subsidiaries and affiliated companies, provides banking and nonbanking
financial services. Global Wealth & Investment Management is a division of Bank of America Corporation (•BACŽ ). Merrill Lynch Wealth Management, U.S. Trust, Bank
of America Merrill Lynch and BofA’ Global Capital Management are affiliated subdivisions within Global Wealth & Investment Management. Merrill Lynch Wealth
Management makes available products and services offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated (•MLPF&SŽ ) and other subsidiaries of BAC. Merrill
Edge® is the marketing name for two businesses: Merrill Edge Advisory Center, which offers team-based advice and guidance brokerage services; and a self-directed online
investing platform. Both are made available through MLPF&S. U.S. Trust, Bank of America Private Wealth Management operates through Bank of America, N.A., and other
subsidiaries of BAC. Bank of America Merrill Lynch is a marketing name for the Retirement Services businesses of BAC. BofA’ Global Capital Management Group, LLC
(•BofA Global Capital ManagementŽ ) is an asset management division of BAC. BofA Global Capital Management entities furnish investment management services and
products for institutional and individual investors.
Case studies are intended to illustrate brokerage and banking products and services available at Merrill Lynch. You should not consider these as an endorsement of Merrill
Lynch as an investment adviser or as a testimonial about a client•s experiences with us as an investment adviser. Case studies do not necessarily represent the experiences
of other clients, nor do they indicate future performance. Investment results may vary. The investment strategies discussed are not appropriate for every investor and
should be considered given a person•s investment objectives, financial situation and particular needs. Clients should review with their Merrill Lynch Financial Advisor the
terms, conditions and risks involved with specific products and services.
Banking products are provided by Bank of America, N.A., and af“ liated banks, Members FDIC and wholly owned subsidiaries of BAC.
Investment Products: Are Not FDIC Insured Are Not Bank Guaranteed May Lose Value
ML PF&S is a registered broker-dealer, member SIPC and a wholly owned subsidiary of BAC .
© 2013 Bank of America Corporation. All rights reserved.
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