Bank of America 2010 Annual Report Download - page 126

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Table VI Accruing Loans and Leases Past Due 90 Days or More
(1)
(Dollars in millions)
2010 2009 2008 2007 2006
December 31
Consumer
Residential mortgage
(2)
$16,768
$11,680 $ 372 $ 237 $ 118
U.S. credit card
3,320
2,158 2,197 1,855 1,991
Non-U.S. credit card
599
515 368 272 184
Direct/Indirect consumer
1,058
1,488 1,370 745 378
Other consumer
2
3447
Total consumer
21,747
15,844 4,311 3,113 2,678
Commercial
U.S. commercial
(3)
236
213 381 119 66
Commercial real estate
47
80 52 36 78
Commercial lease financing
18
32 23 25 26
Non-U.S. commercial
6
67 7 16 9
307
392 463 196 179
U.S. small business commercial
325
624 640 427 199
Total commercial
632
1,016 1,103 623 378
Total accruing loans and leases past due 90 days or more
(4)
$22,379
$16,860 $5,414 $3,736 $3,056
(1)
Accruing loans pastdue 90 days or more do not include PCI loanportfolios of Countrywide and MerrillLynch that wereconsidered impaired and written down to fair value upon acquisition and accrete interest income over the remaining
life of the loan.
(2)
Balances represent loans insured by the FHA.
(3)
Excludes U.S. small business commercial loans.
(4)
Balances do not include loans accounted for under the fair value option. At December 31, 2010, there were no loans past due 90 days or more and still accruing interest accounted for under the fair value option. At December 31,
2009, there was $87 million of loans past due 90 days or more and still accruing interest accounted for under the fair value option.
124 Bank of America 2010