Bank of America 2010 Annual Report Download - page 140

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Acronyms
ABS Asset-backed securities
AFS Available-for-sale
ALM Asset and liability management
ALMRC Asset Liability Market Risk Committee
ARM Adjustable-rate mortgage
ARS Auction rate securities
BPS Basis points
CDO Collateralized debt obligation
CES Common Equivalent Securities
CMBS Commercial mortgage-backed securities
CMO Collateralized mortgage obligation
CRA Community Reinvestment Act
CRC Credit Risk Committee
FASB Financial Accounting Standards Board
FDIC Federal Deposit Insurance Corporation
FFIEC Federal Financial Institutions Examination Council
FHA Federal Housing Administration
FHLMC Freddie Mac
FICC Fixed income, currencies and commodities
FICO Fair Isaac Corporation (credit score)
FNMA Fannie Mae
FSA Financial Services Authority
FTE Fully taxable-equivalent
GAAP Generally accepted accounting principles in the United States of America
GNMA Government National Mortgage Association
GRC Global Markets Risk Committee
GSE Government-sponsored enterprise
HAFA Home Affordable Foreclosure Alternatives
IPO Initial public offering
LHFS Loans held-for-sale
LIBOR London InterBank Offered Rate
MBS Mortgage-backed securities
MD&A Management’s Discussion and Analysis of Financial Condition and Results of Operations
MSA Metropolitan statistical area
OCI Other comprehensive income
OTC Over-the-counter
OTTI Other-than-temporary impairment
PCI Purchased credit-impaired
PPI Payment protection insurance
QSPE Qualifying special purpose entity
RMBS Residential mortgage-backed securities
ROC Risk Oversight Committee
ROTE Return on average tangible shareholders’ equity
SBLCs Standby letters of credit
SEC Securities and Exchange Commission
SPE Special purpose entity
VA Veterans Affairs
VIE Variable interest entity
138 Bank of America 2010