Bank of America 2011 Annual Report Download - page 8

Tier 1 Common Capital Ratio
(at year-end)
0.0%
1.5%
3.0%
4.5%
6.0%
7.5%
9.0%
10.5%
201120102009
7.8 %
8.6%
9.9%
Bank of America is one of the world’s leading financial institutions, serving individuals, small- and middle-market businesses,
large corporations, and governments around the world with a full range of banking, investment management and other financial
and risk management products and services.
Since the beginning of 2010, we have made significant progress transforming the company into a simpler, more efficient
enterprise by selling non-core assets, reducing risk exposures and building capital.
A Strong and Balanced Global Company
2011 Net Revenue by Business1,2
Deposits
Card Services
Consumer Real Estate Services3
Global Commercial Banking
Global Banking & Markets
Global Wealth & Investment Management
All Other
Latin America and the Caribbean
Europe, Middle East and Africa
Asia
U.S. and Canada
1 Fully taxable-equivalent basis
2 We provide a diversified range of banking and non-banking financial services and products through six business
segments: Deposits, Card Services, Consumer Real Estate Services (CRES), Global Commercial Banking, Global
Banking & Markets (GBAM) and Global Wealth & Investment Management (GWIM), with the remaining operations
recorded in All Other. For additional information, see Note 26 — Business Segment Information in the 2011
Financial Review Section.
3 Excludes representations and warranties provision of $15.6 billion, recorded in CRES for the year ended
December 31, 2011. Including the representations and warranties provision, revenue was a negative $3.2 billion
on an as-reported basis. For additional information, see Consumer Real Estate Services on page 37 in the 2011
Financial Review section. Excluding representations and warranties provision is a non-GAAP financial measure.
16%
14%
16%
11%
12%
10%
21%
Total Assets
(at year-end, in trillions)
$0.0
$0.4
$0.8
$1.2
$1.6
$2.0
$2.4
$2.8
$2.2
$2.3
$2.1
201120102009
Risk-Weighted Assets
(at year-end, in trillions)
$0.0
$0.3
$0.6
$0.9
$1.2
$1.5
$1.8
$2.1
$1.5
$1.5
$1.3
201120102009
$(3.0)
$(1.5)
$0.0
$1.5
$3.0
$4.5
$6.0
$7.5
$6.3
$(2.2)
$1.4
201120102009
Net Income (Loss)
(in billions, full year)
$0.0
$120.0
$240.0
$360.0
$480.0
$600.0
$720.0
$840.0
201120102009
$756.1
$685.3
$557.3
Credit Extended
(domestic, in billions, full year)
$0.0
$100.0
$200.0
$300.0
$400.0
$500.0
$600.0
$700.0
201120102009
$441.5
$569.3
$644.5
Capital Raised for Clients
(in billions, full year)
2011 Net Revenue by Geographic Area
0%
12%
24%
36%
48%
60%
72%
84%
2%
8%
12%
78%
6