RBS 2009 Annual Report Download - page 241

239RBS Group Annual Report and Accounts 2009
240 Independent auditors’ report
241 Consolidated income statement
242 Consolidated statement of comprehensive income
243 Balance sheets
244 Statements of changes in equity
247 Cash flow statements
248 Accounting policies
259 Notes on the accounts
1 Net interest income 259
2 Non-interest income 260
(excluding insurance premium income)
3 Operating expenses 261
4 Pension costs 263
5 Auditors’ remuneration 266
6 Tax 267
7 Profit attributable to preference shareholders
and paid-in equity holders 267
8 Ordinary dividends 268
9 Profit dealt with in the accounts of the company 268
10 Earnings per ordinary and B share 269
11 Financial instruments 270
12 Financial assets – impairments 292
13 Derivatives 294
14 Debt securities 297
15 Equity shares 299
16 Investments in Group undertakings 300
17 Intangible assets 301
18 Property, plant and equipment 304
19 Prepayments, accrued income and other assets 306
20 Discontinued operations and assets and 306
liabilities of disposal groups
21 Settlement balances and short positions 308
22 Accruals, deferred income and other liabilities 308
23 Deferred taxation 309
24 Insurance business 310
25 Subordinated liabilities 317
26 Minority interests 324
27 Share capital 325
28 Reserves 328
29 Leases 328
30 Collateral and securitisations 330
31 Capital resources 331
32 Memorandum items 332
33 Net cash (outflow)/inflow from operating activities 337
34 Analysis of the net investment in business 338
interests and intangible assets
35 Interest received and paid 339
36 Analysis of changes in financing during the year 340
37 Analysis of cash and cash equivalents 340
38 Segmental analysis 341
39 Directors’ and key management remuneration 346
40 Transactions with directors and key management 347
41 Related parties 347
42 Post balance sheet events 348
Financial statements
Financial statements
Contents