RBS 2009 Annual Report Download - page 292

Notes on the accounts continued
RBS Group Annual Report and Accounts 2009290
11 Financial instruments continued
Remaining maturity
The following table shows the residual maturity of financial instruments, based on contract date of maturity.
Group
2009 2008 2007
Less than More than Less than More than Less than More than
12 months 12 months Total 12 months 12 months Total 12 months 12 months Total
£m £m £m £m £m £m £m £m £m
Assets
Cash and balances
at central banks 52,229 32 52,261 12,364 36 12,400 17,866 — 17,866
Loans and advances to banks 89,622 2,131 91,753 133,565 4,632 138,197 187,969 31,491 219,460
Loans and advances to customers 227,745 500,648 728,393 338,751 535,971 874,722 395,753 432,785 828,538
Debt securities 69,197 198,057 267,254 69,912 197,637 267,549 70,088 224,568 294,656
Equity shares — 19,528 19,528 — 26,330 26,330 — 53,026 53,026
Settlement balances 12,022 11 12,033 17,795 37 17,832 16,561 28 16,589
Derivatives 70,537 370,917 441,454 184,278 808,281 992,559 50,841 226,561 277,402
Liabilities
Deposits by banks 135,641 6,503 142,144 248,896 9,148 258,044 302,934 9,360 312,294
Customer accounts 586,628 27,574 614,202 611,047 28,465 639,512 650,685 31,678 682,363
Debt securities in issue 140,826 126,742 267,568 174,507 125,782 300,289 156,020 118,152 274,172
Settlement balances
and short positions 17,952 32,924 50,876 24,448 29,829 54,277 44,466 46,555 91,021
Derivatives 71,625 352,516 424,141 175,908 795,456 971,364 54,624 217,428 272,052
Subordinated liabilities 2,144 35,508 37,652 3,394 45,760 49,154 1,896 36,147 38,043
Company
2009 2008 2007
Less than More than Less than More than Less than More than
12 months 12 months Total 12 months 12 months Total 12 months 12 months Total
£m £m £m £m £m £m £m £m £m
Assets
Loans and advances to banks 16,447 14,791 31,238 16,096 10,935 27,031 1,655 6,031 7,686
Loans and advances to customers — 2,777 2,777 — — — 307 — 307
Debt securities 52 1,234 1,286 ——————
Settlement balances 11 — 11 ——————
Derivatives 80 1,089 1,169 221 947 1,168 127 46 173
Liabilities
Deposits by banks 93 — 93 1,802 — 1,802 5,572 — 5,572
Customer accounts 13,264 — 13,264 26 — 26 — — —
Debt securities in issue 4,965 6,823 11,788 7,253 6,926 14,179 8,855 4,598 13,453
Derivatives 53 393 446 227 134 361 102 77 179
Subordinated liabilities 130 8,632 8,762 424 9,890 10,314 119 7,624 7,743