RBS 2009 Annual Report Download - page 357
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Additional information
355RBS Group Annual Report and Accounts 2009
Analysis of write-offs
The following table analyses amounts written-off by geographical area and type of domestic customer.
2009 2008 2007 2006 2005
£m £m £m £m £m
Domestic
Manufacturing 217 61 29 41 40
Construction 243 51 21 29 17
Finance 105 31 47 17 21
Service industries and business activities 702 299 190 212 176
Agriculture, forestry and fishing 3 5454
Property 320 349625
Individuals – home mortgages 2 1— 5 4
– others 1,188 938 909 1,021 950
Finance leases and instalment credit 115 26 13 24 15
Total domestic 2,895 1,446 1,222 1,360 1,252
Foreign 4,044 1,702 789 481 788
Total write-offs (1) 6,939 3,148 2,011 1,841 2,040
Note:
(1) Includes £2 million written-off in respect of loans and advances to banks in 2005.
Analysis of recoveries
The following table analyses recoveries of amounts written-off by geographical area and type of domestic customer.
2009 2008 2007 2006 2005
£m £m £m £m £m
Domestic
Manufacturing 12—— 1
Construction ———— 1
Finance 22———
Service industries and business activities 13 12752
Property ——— 1 2
Individuals – home mortgages 3 ————
– others 99 96 143 101 84
Finance leases and instalment credit 57 48127
Total domestic 175 116 158 119 97
Foreign 224 203 184 96 75
Total recoveries 399 319 342 215 172