RBS 2010 Annual Report Download - page 173

Loans and advances
Core Non-Core Total Securities Derivatives Other (1) Total
Netting
and
offset (2)
2009 £m £m £m £m £m £m £m £m
Europe
Central and local government 334 1,164 1,498 25,328 68 24 26,918 —
Finance - banks 4,906 528 5,434 — — — 5,434 —
- other (3) 4,161 1,028 5,189 22,913 1,699 43 29,844 —
Residential mortgages 15,055 6,718 21,773 — — — 21,773 —
Personal lending 1,877 1,009 2,886 — — 17 2,903 —
Property 10,812 9,417 20,229 1 17 4 20,251 —
Construction 1,946 1,167 3,113 1 1 1 3,116 —
Manufacturing 7,311 8,609 15,920 42 123 — 16,085 —
Service industries and business activities 19,088 9,895 28,983 331 88 51 29,453 —
Agriculture, forestry and fishing 737 356 1,093 1 — — 1,094 —
Finance lease and instalment credit 379 1,094 1,473 12 — — 1,485 —
Interest accruals 266 249 515 706 — — 1,221 —
Group before RFS MI 66,872 41,234 108,106 49,335 1,996 140 159,577 —
RFS MI 140,098 21,681 3,232 9 165,020 —
Group 248,204 71,016 5,228 149 324,597 —
RoW
Central and local government 1,376 28 1,404 13,201 169 36 14,810 —
Finance - banks 10,200 354 10,554 — — — 10,554 —
- other (3) 8,623 1,033 9,656 3,772 25,045 796 39,269 19,747
Residential mortgages 390 1 391 — — — 391 —
Personal lending 1,450 613 2,063 — 29 1 2,093 —
Property 337 1,780 2,117 679 51 — 2,847 —
Construction 102 319 421 188 23 — 632 —
Manufacturing 2,604 1,338 3,942 26 428 14 4,410 —
Service industries and business activities 4,527 3,385 7,912 589 757 1 9,259 1
Agriculture, forestry and fishing 16 59 75 — 3 — 78 —
Finance lease and instalment credit 819 27 — — — 27 —
Interest accruals 149 32 181 74 — — 255 —
Group before RFS MI 29,782 8,961 38,743 18,529 26,505 848 84,625 19,748
RFS MI 1,786 — 22 — 1,808 55
Group 40,529 18,529 26,527 848 86,433 19,803
For notes to this table refer to page 173.
171RBS Group 2010
Business review
Risk and balance sheet management