RBS 2010 Annual Report Download - page 443

Financial summary Net interest income
Five year financial summary 387 Business review 62
Notes on the accounts 287
Forward-looking statements 52
Non-Core 40, 53, 101, 377
Global Banking & Markets 34, 53, 94, 377
Non-interest income
Global Transaction Services 28, 53, 87, 377 Business review 69
Notes on the accounts 288
Glossary of terms 434
Operating expenses
Going concern Business review 71
Report of the directors 232 Notes on the accounts 289
Goodwill Pensions
Accounting policy 277 Accounting policy 276
Notes on the accounts 335, 381 Critical accounting policies 284
Directors’ pension arrangements 262
Group Chief Executive’s review 4Notes on the accounts 292
Pension risk 203
Impairment
Accounting policy 280 Post balance sheet events 233, 385
Business review 74
Critical accounting policies 283 Presentation of information 50
Notes on the accounts 328
Principal subsidiaries 334
Income statement
Business review 57 Property, plant and equipment
Consolidated 268 Accounting policy 277
Parent company 298 Notes on the accounts 338
Insurance claims Provisions
Accounting policy 278 Accounting policy 279
Critical accounting policies 285 Notes on the accounts 328
Notes on the accounts 344
Regulatory reviews and developments 398
Insurance premium income
Accounting policy 278 Related parties 383
Notes on the accounts 344
Remuneration Committee
Intangible assets Directors’ remuneration report 248
Accounting policy 277 Letter from the Chair of the Remuneration Committee 246
Goodwill 381
Notes on the accounts 335 Risk and balance sheet management
Capital 126
Internal control 239 Credit risk 146
Equity risk 145
Investigations 369 Funding and liquidity risk 134
Insurance risk 199
Litigation 368 Interest rate risk 143
Market risk 193
Loans and advances Operational risk
199
Loans and advances to banks 300 Other risk exposures 204
Loans and advances to customers 300 Pension risk 203
Regulatory risk 202
Material contracts 399 Reputation risk 203
Structural foreign currency exposures 144
441RBS Group 2010
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