RBS 2010 Annual Report Download - page 442

Index
Accounting Corporate governance
Accounting developments 286 Compliance with the Combined Code 235
Accounting policies 275 Risk management 17
Critical accountingpolicies 283 The Board and its committees 235
Approval of accounts 270 Credit market exposures 75
Asset-backed securities 204 Debt securities in issue
Business review 191
Asset Protection Scheme 221 Consolidated 300
Parent company 304
Audit Committee report 240
Deposits
Auditors Customer accounts 300
Auditor’s remuneration 296 Deposits from banks 300
Independent auditor’s report 267
Derivatives 329
Available-for-sale financial assets
Accounting policies 280 Description of business 53
Notes on the accounts 300
Directors
Average balance sheet 63 Attendance at Board and committee meetings 238
Biographies 226
Balance sheet Interests in shares 264
Business review 106 Remuneration 258
Consolidated 270 Remuneration policy 250
Parent company 270 Report of the directors 230
Service contracts 256
Bank levy 368
Dividends
Board Risk Committee report 244 History 429
Notes on the accounts 297, 298
Business divestments
Business review 54 Earnings per share 299
Notes on the accounts 341
Employees
Capital adequacy Business review 79
Capital ratios 112, 126 Costs 289
Capital resources 112, 127 Headcount 290
Notes on the accounts 365 Report of the directors 231
Cash flow statement Financial instruments
Business review 111 Accounting policies 279, 281
Consolidated 274 Critical accounting policies 284
Notes on the accounts 374, 375, 376 Notes on the accounts 300
Parent company 274
Financial statements
Central functions/items 38, 53, 100, 377 Balance sheets 106, 270
Cash flow statements 111, 274
Chairman’s statement 2Income statement 57, 268
Statement of changes in equity 271
Charitable contributions 234 Statement of comprehensive income 269
Contingent liabilities and commitments 366 Financial Services Compensation Scheme 367
RBS Group 2010440
Shareholder information continued