RBS 2013 Annual Report Download - page 119
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Business review
117
Managed 2011*
Average
balance Interest Rate
£m £m %
A
ssets
Loans and advances to banks - UK 29,843 277 0.93
- Overseas 41,716 403 0.97
Loans and advances to customers - UK 294,187 11,973 4.07
- Overseas 171,096 5,864 3.43
Debt securities - UK 55,259 1,263 2.29
- Overseas 58,347 1,271 2.18
Interest-earning assets - UK 379,289 13,513 3.56
- Overseas 271,159 7,538 2.78
Total interest-earning assets - banking business (1,2,3,4,5) 650,448 21,051 3.24
- trading business (10) 278,975
Interest-earning assets 929,423
Non-interest-earning assets 605,732
Total assets 1,535,155
Percentage of assets applicable to overseas operations 40.2%
Liabilities
Deposits by banks - UK 17,224 242 1.41
- Overseas 46,890 735 1.57
Customer accounts: demand deposits - UK 112,777 666 0.59
- Overseas 43,177 483 1.12
Customer accounts: savings deposits - UK 76,719 1,177 1.53
- Overseas 25,257 130 0.51
Customer accounts: other time deposits - UK 44,243 481 1.09
- Overseas 34,447 596 1.73
Debt securities in issue - UK 119,735 2,755 2.30
- Overseas 42,473 765 1.80
Subordinated liabilities - UK 17,345 409 2.36
- Overseas 6,226 189 3.04
Internal funding of trading business - UK (40,242) 149 (0.37)
- Overseas (8,783) (40) 0.46
Interest-bearing liabilities - UK 347,801 5,879 1.69
- Overseas 189,687 2,858 1.51
Total interest-bearing liabilities - banking business (1,3) 537,488 8,737 1.63
- trading business (10) 307,564
Interest-bearing liabilities 845,052
Non-interest-bearing liabilities:
Demand deposits - UK 46,495
- Overseas 19,909
Other liabilities 548,074
Owners' equity 75,625
Total liabilities and owners' equity 1,535,155
Percentage of liabilities applicable to overseas operations 37.1%
*Restated - see page 102.
For the notes to this table refer to page 115.