RBS 2013 Annual Report Download - page 282
Download and view the complete annual report
Please find page 282 of the 2013 RBS annual report below. You can navigate through the pages in the report by either clicking on the pages listed below, or by using the keyword search tool below to find specific information within the annual report.-
1
-
2
-
3
-
4
-
5
-
6
-
7
-
8
-
9
-
10
-
11
-
12
-
13
-
14
-
15
-
16
-
17
-
18
-
19
-
20
-
21
-
22
-
23
-
24
-
25
-
26
-
27
-
28
-
29
-
30
-
31
-
32
-
33
-
34
-
35
-
36
-
37
-
38
-
39
-
40
-
41
-
42
-
43
-
44
-
45
-
46
-
47
-
48
-
49
-
50
-
51
-
52
-
53
-
54
-
55
-
56
-
57
-
58
-
59
-
60
-
61
-
62
-
63
-
64
-
65
-
66
-
67
-
68
-
69
-
70
-
71
-
72
-
73
-
74
-
75
-
76
-
77
-
78
-
79
-
80
-
81
-
82
-
83
-
84
-
85
-
86
-
87
-
88
-
89
-
90
-
91
-
92
-
93
-
94
-
95
-
96
-
97
-
98
-
99
-
100
-
101
-
102
-
103
-
104
-
105
-
106
-
107
-
108
-
109
-
110
-
111
-
112
-
113
-
114
-
115
-
116
-
117
-
118
-
119
-
120
-
121
-
122
-
123
-
124
-
125
-
126
-
127
-
128
-
129
-
130
-
131
-
132
-
133
-
134
-
135
-
136
-
137
-
138
-
139
-
140
-
141
-
142
-
143
-
144
-
145
-
146
-
147
-
148
-
149
-
150
-
151
-
152
-
153
-
154
-
155
-
156
-
157
-
158
-
159
-
160
-
161
-
162
-
163
-
164
-
165
-
166
-
167
-
168
-
169
-
170
-
171
-
172
-
173
-
174
-
175
-
176
-
177
-
178
-
179
-
180
-
181
-
182
-
183
-
184
-
185
-
186
-
187
-
188
-
189
-
190
-
191
-
192
-
193
-
194
-
195
-
196
-
197
-
198
-
199
-
200
-
201
-
202
-
203
-
204
-
205
-
206
-
207
-
208
-
209
-
210
-
211
-
212
-
213
-
214
-
215
-
216
-
217
-
218
-
219
-
220
-
221
-
222
-
223
-
224
-
225
-
226
-
227
-
228
-
229
-
230
-
231
-
232
-
233
-
234
-
235
-
236
-
237
-
238
-
239
-
240
-
241
-
242
-
243
-
244
-
245
-
246
-
247
-
248
-
249
-
250
-
251
-
252
-
253
-
254
-
255
-
256
-
257
-
258
-
259
-
260
-
261
-
262
-
263
-
264
-
265
-
266
-
267
-
268
-
269
-
270
-
271
-
272
-
273
-
274
-
275
-
276
-
277
-
278
-
279
-
280
-
281
-
282
-
283
-
284
-
285
-
286
-
287
-
288
-
289
-
290
-
291
-
292
-
293
-
294
-
295
-
296
-
297
-
298
-
299
-
300
-
301
-
302
-
303
-
304
-
305
-
306
-
307
-
308
-
309
-
310
-
311
-
312
-
313
-
314
-
315
-
316
-
317
-
318
-
319
-
320
-
321
-
322
-
323
-
324
-
325
-
326
-
327
-
328
-
329
-
330
-
331
-
332
-
333
-
334
-
335
-
336
-
337
-
338
-
339
-
340
-
341
-
342
-
343
-
344
-
345
-
346
-
347
-
348
-
349
-
350
-
351
-
352
-
353
-
354
-
355
-
356
-
357
-
358
-
359
-
360
-
361
-
362
-
363
-
364
-
365
-
366
-
367
-
368
-
369
-
370
-
371
-
372
-
373
-
374
-
375
-
376
-
377
-
378
-
379
-
380
-
381
-
382
-
383
-
384
-
385
-
386
-
387
-
388
-
389
-
390
-
391
-
392
-
393
-
394
-
395
-
396
-
397
-
398
-
399
-
400
-
401
-
402
-
403
-
404
-
405
-
406
-
407
-
408
-
409
-
410
-
411
-
412
-
413
-
414
-
415
-
416
-
417
-
418
-
419
-
420
-
421
-
422
-
423
-
424
-
425
-
426
-
427
-
428
-
429
-
430
-
431
-
432
-
433
-
434
-
435
-
436
-
437
-
438
-
439
-
440
-
441
-
442
-
443
-
444
-
445
-
446
-
447
-
448
-
449
-
450
-
451
-
452
-
453
-
454
-
455
-
456
-
457
-
458
-
459
-
460
-
461
-
462
-
463
-
464
-
465
-
466
-
467
-
468
-
469
-
470
-
471
-
472
-
473
-
474
-
475
-
476
-
477
-
478
-
479
-
480
-
481
-
482
-
483
-
484
-
485
-
486
-
487
-
488
-
489
-
490
-
491
-
492
-
493
-
494
-
495
-
496
-
497
-
498
-
499
-
500
-
501
-
502
-
503
-
504
-
505
-
506
-
507
-
508
-
509
-
510
-
511
-
512
-
513
-
514
-
515
-
516
-
517
-
518
-
519
-
520
-
521
-
522
-
523
-
524
-
525
-
526
-
527
-
528
-
529
-
530
-
531
-
532
-
533
-
534
-
535
-
536
-
537
-
538
-
539
-
540
-
541
-
542
-
543
-
544
-
545
-
546
-
547
-
548
-
549
-
550
-
551
-
552
-
553
-
554
-
555
-
556
-
557
-
558
-
559
-
560
-
561
-
562
-
563
-
564
Business review Risk and balance sheet management
280
Balance sheet analysis continued
Financial assets continued
Cash and Settlement
balances at Loans and advances balances and other Contingent
central banks Banks (1) Customers financial assets Derivatives Commitments liabilities Total
2011 £m £m £m £m £m £m £m £m
Total
A
Q1 78,692 74,279 114,424 5,152 482,053 75,356 14,076 844,032
A
Q2 342 1,881 15,810 93 8,177 24,269 3,154 53,726
A
Q3 223 1,981 34,017 546 10,827 23,471 4,427 75,492
A
Q4 19 1,612 108,262 760 14,421 40,071 5,847 170,992
A
Q5 90 1,261 118,056 124 6,516 34,593 4,301 164,941
A
Q6 9 188 50,428 46 2,221 17,153 1,662 71,707
A
Q7 8 432 33,218 13 2,393 19,163 1,037 56,264
A
Q8 7 30 12,622 19 1,252 4,159 276 18,365
A
Q9 5 83 16,429 324 1,150 2,286 943 21,220
A
Q10 1 164 784 61,047 2,354 221 4,577
Past due — 2 11,591 1,623 — — — 13,216
Impaired — 137 39,921 414 — — — 40,472
Impairment provision — (123) (20,551) (26) — — — (20,700)
Group 79,396 81,927 535,011 9,094 530,057 242,875 35,944 1,514,304
Loans and advances
Banks (1) Customers Settlement
Cash and Derivative Derivative balances and
balances at Reverse cash Reverse cash other financial Contingent
central banks repos collateral Other Total repos collateral Other Total assets Derivatives Commitments liabilities Total
2013 £m £m £m £m £m £m £m £m £m £m £m £m £m £m
Core
A
Q1 80,266 5,885 2,043 5,986 13,914 30,233 10,042 31,712 71,987 2,706 71,101 64,149 6,688 310,811
A
Q2 — 4,744 4,930 653 10,327 996 1,899 17,253 20,148 192 69,821 28,643 2,917 132,048
A
Q3 1,873 2,164 1,502 2,176 5,842 1,857 3,796 28,480 34,133 746 94,319 23,008 7,039 166,960
A
Q4 420 9,864 1,451 6,924 18,239 10,642 1,894 95,546 108,082 446 38,683 40,737 4,215 210,822
A
Q5 — 1,776 416 659 2,851 5,403 297 75,211 80,911 717 8,113 33,313 1,989 127,894
A
Q6 — 1,823 1 147 1,971 82 38 37,269 37,389 59 1,191 13,787 1,399 55,796
A
Q7 — 301 — 204 505 677 50 29,417 30,144 22 756 7,160 747 39,334
A
Q8 3 — — 25 25 — 10 8,000 8,010 58 95 1,086 115 9,392
A
Q9 — — — 23 23 — 41 12,492 12,533 —481 697 283 14,017
A
Q10 — — — — — — — 687 687 —305 979 64 2,035
Past due — — — — — — — 8,536 8,536 583 — — — 9,119
Impaired — — — 69 69 — — 18,364 18,364 — — — — 18,433
Impairment
provision — — — (62) (62) — — (11,324) (11,324) — — — — (11,386)
Group 82,562 26,557 10,343 16,804 53,704 49,890 18,067 351,643 419,600 5,529 284,865 213,559 25,456 1,085,275
For the note to these tables refer to page 283.