RBS 2013 Annual Report Download - page 278
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Business review Risk and balance sheet management
276
Balance sheet analysis continued
Financial assets continued
Reverse Securities Other Balance Exposure
repos Lending Debt Equity Derivatives financial assets sheet value Offset (1) post offset
2012 £m £m £m £m £m £m £m £m £m
Europe
Central and local government — 891 5,684 — 54 2 6,631 (15) 6,616
Financial institutions - banks 375 3,151 4,016 8 55 23,181 30,786 (2) 30,784
- other (2) 20 1,690 7,222 309 95 134 9,470 — 9,470
Personal - mortgages — 17,836 — — — — 17,836 — 17,836
- unsecured — 1,905 — — — — 1,905 — 1,905
Property — 14,634 — 2 77 — 14,713 (5) 14,708
Construction — 1,132 — 6 — — 1,138 (21) 1,117
Manufacturing — 5,431 94 26 25 1 5,577 (9) 5,568
Finance leases and instalment credit — 464 — — — — 464 — 464
Retail, wholesale and repairs — 3,749 — 109 10 — 3,868 (22) 3,846
Transport and storage — 5,450 1 10 12 — 5,473 (5) 5,468
Health, education and leisure — 1,569 — 2 — — 1,571 (6) 1,565
Hotels and restaurants — 1,379 — — — — 1,379 (4) 1,375
Utilities — 1,492 6 112 65 20 1,695 — 1,695
Other — 5,309 39 201 44 32 5,625 (53) 5,572
Total gross of provisions 395 66,082 17,062 785 437 23,370 108,131 (142) 107,989
Provisions — (10,267) (438) — — — (10,705) n/a (10,705)
Total 395 55,815 16,624 785 437 23,370 97,426 (142) 97,284
RoW
Central and local government — 724 6,849 — 132 42 7,747 (91) 7,656
Financial institutions - banks 4,528 4,250 961 111 24,639 1,210 35,699 (23,453) 12,246
- other (2) 4,226 2,296 565 84 4,515 425 12,111 (3,893) 8,218
Personal - mortgages — 330 — — — — 330 — 330
- unsecured — 1,061 — — — — 1,061 — 1,061
Property — 512 219 8 53 — 792 — 792
Construction — 22 — 8 22 — 52 — 52
Manufacturing — 2,277 7 45 183 32 2,544 (9) 2,535
Finance leases and instalment credit — 142 1 — 13 — 156 — 156
Retail, wholesale and repairs — 1,751 6 63 137 — 1,957 (121) 1,836
Transport and storage — 386 94 11 481 — 972 (156) 816
Health, education and leisure — 387 — 4 13 — 404 — 404
Hotels and restaurants — 19 — — — — 19 — 19
Utilities — 617 27 19 178 — 841 — 841
Other 1 3,588 88 98 416 — 4,191 (188) 4,003
Total gross of provisions 8,755 18,362 8,817 451 30,782 1,709 68,876 (27,911) 40,965
Provisions — (318) — — — — (318) n/a (318)
Total 8,755 18,044 8,817 451 30,782 1,709 68,558 (27,911) 40,647
For the notes to these tables refer to page 278.