RBS 2013 Annual Report Download - page 315
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Business review Risk and balance sheet management
313
Non-Core (by donating division)
UK International Ulster US
Corporate Banking Bank R&C (1) Other Total
£m £m £m £m £m £m
A
t 1 January 2013 1,167 2,815 6,933 257 28 11,200
Currency translation and other adjustments (12) 26 60 (43) (3) 28
Disposal of subsidiaries — — (77) — — (77)
A
mounts written-off (379) (875) (431) (165) (6) (1,856)
Recoveries of amounts previously written-off 11 35 — 41 1 88
Charged to income statement
- continuing operations 355 1,109 3,027 156 (1) 4,646
Unwind of discount (2) (17) (50) (123) — — (190)
A
t 31 December 2013 1,125 3,060 9,389 246 19 13,839
Individually assessed
- banks — 1 — — — 1
- customers 761 2,884 8,981 19 5 12,650
Collectively assessed 324 —179 48 14 565
Latent 40 175 229 179 — 623
1,125 3,060 9,389 246 19 13,839
UK UK International Ulster US Total Central Total
Retail Corporate Wealth Banking Bank R&C (1) R&C (1) Markets Items Core Non-Core RFS MI Group
£m £m £m £m £m £m £m £m £m £m £m £m £m
A
t 1 January 2012 2,679 2,061 81 851 2,749 455 8,876 311 — 9,187 11,487 — 20,674
Currency translation
and other adjustments 12 87 — (131) (54) 53 (33) 77 — 44 (369) — (325)
Disposal of subsidiaries — — — — — — — — — — (1) (4) (5)
A
mounts written-off (599) (514) (15) (445) (72) (391) (2,036) (109) — (2,145) (2,121) — (4,266)
Recoveries of amounts
previously written-off 96 18 — 9 2 85 210 1 — 211 130 — 341
Charged to income statement
- continuing operations 529 836 46 111 1,364 83 2,969 25 1 2,995 2,320 — 5,315
- discontinued operations — — — — — — — — — — — 4 4
Unwind of discount (2) (88) (56) (3) (4) (79) — (230) — — (230) (246) — (476)
A
t 31 December 2012 2,629 2,432 109 391 3,910 285 9,756 305 1 10,062 11,200 — 21,262
Individually assessed
- banks — — — 6 — — 6 107 — 113 1 — 114
- customers — 1,024 96 270 1,213 46 2,649 189 1 2,839 9,805 — 12,644
Collectively assessed 2,439 1,111 — — 2,110 125 5,785 — — 5,785 757 — 6,542
Latent 190 297 13 115 587 114 1,316 9 — 1,325 637 — 1,962
2,629 2,432 109 391 3,910 285 9,756 305 1 10,062 11,200 — 21,262
For the notes to this table refer to page 314.