RBS 2013 Annual Report Download - page 489
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Notes on the consolidated accounts
487
Net Depreciation
interest Non-interest Total Operating and Impairment Operating
income income income expenses amortisation losses profit/(loss)
2013 £m £m £m £m £m £m £m
UK Retail 3,979 958 4,937 (2,670) — (324) 1,943
UK Corporate 2,874 1,593 4,467 (2,075) (144) (1,188) 1,060
Wealth 674 419 1,093 (839) (4) (29) 221
International Banking 713 1,135 1,848 (1,335) (5) (229) 279
Ulster Bank 631 240 871 (554) — (1,774) (1,457)
US Retail & Commercial 1,916 1,073 2,989 (2,026) (160) (156) 647
Markets 157 3,165 3,322 (2,431) (179) (92) 620
Central items 147 114 261 394 (680) (64) (89)
Core 11,091 8,697 19,788 (11,536) (1,172) (3,856) 3,224
Non-Core (99) (247) (346) (526) (79) (4,576) (5,527)
Managed basis 10,992 8,450 19,442 (12,062) (1,251) (8,432) (2,303)
Reconciling items
Own credit adjustments — (120) (120) — — — (120)
Payment Protection Insurance costs — — — (900) — — (900)
Interest Rate Hedging Products redress and related costs — — — (550) — — (550)
Regulatory and legal actions — — — (2,394) — — (2,394)
Integration and restructuring costs — — — (650) (6) — (656)
Gain on redemption of own debt — 175 175 — — — 175
Write-down of goodwill — — — (1,059) — — (1,059)
A
mortisation of purchased intangible assets — — — — (153) — (153)
Strategic disposals — 161 161 — — — 161
Bank levy — — — (200) — — (200)
Write-down of other intangible assets — — — (344) — — (344)
RFS Holdings minority interest (11) 110 99 1 — — 100
Statutory basis 10,981 8,776 19,757 (18,158) (1,410) (8,432) (8,243)