RBS 2013 Annual Report Download - page 560
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Index
558
Accounting
Accounting developments 389
Accounting policies 377
Critical accounting policies 386
Approval of accounts 372,497
Asset-backed securities 288
Audit Committee
Letter from the Chairman of the Group Audit Committee 52
Report of the Group Audit Committee 53
Auditors
Auditor’s remuneration 403
Independent auditor’s report 366
Available-for-sale financial assets
Accounting policies 382
Notes on the consolidated accounts 406
Average balance sheet 116
Balance sheet
Business review 164
Consolidated 372
Parent company 497
Board Risk Committee report
Letter from the Chairman of the Board Risk Committee 58
Report of the Board Risk Committee 60
Business divestments
Business review 105
Notes on the consolidated accounts 448
Business Services 19
Capital adequacy
Capital ratios 168,195
Capital resources 168,195
Notes on the consolidated accounts 470
Cash flow statement
Business review 167
Consolidated 376
Notes on the consolidated accounts 483,484,485
Parent company 500
Parent company notes 506,507
Central functions/items 104,153,486
Chairman
Chairman’s statement 22
Letter from the Chairman 36
Chief Executive’s review 24
Competition 106
Consolidated financial statements
Consolidated balance sheet 372
Consolidated cash flow statement 376
Consolidated income statement 370
Consolidated statement of changes in equity 373
Consolidated statement of comprehensive income 371
Notes on the consolidated accounts 391
Contingent liabilities and commitments 472
Corporate governance
Compliance report 91
Governance at a glance 20
Risk management 176
The Board and its committees 38
Debt securities
Risk and balance sheet management 284
Notes on the consolidated accounts 440
Parent company notes 504
Deposits
Customer accounts 406
Deposits by banks 406
Derivatives
Risk and balance sheet management 296
Notes on the consolidated accounts 438
Description of business 104
Directors
Biographies 39
Interests in shares 79
Remuneration 66
Remuneration policy 69
Report of the directors 93
Service contracts and exit payment policy 74
Discontinued operations
Notes on the consolidated accounts 448
Disposal groups
Notes on the consolidated accounts 448
Dividends
History 543
Notes on the consolidated accounts 405
Earnings per share
Business review 111
Notes on the consolidated accounts 405
Economic and monetary environment 28
Employees
Business review 131
Costs 393
Headcount 395
Report of the directors 94
Variable compensation 397