RBS 2013 Annual Report Download - page 516
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Additional information
514
Financial summary continued
Analysis of write-offs
The following table analyses amounts written-off by geographical area and type of UK customer.
2013 2012 2011 2010 2009
£m £m £m £m £m
UK
Manufacturing 41 61 115 107 225
Construction 159 158 228 110 243
Finance 47 30 24 6 105
Service industries and business activities 422 542 383 410 706
A
griculture, forestry and fishing 6 11 4 5 3
Property 950 490 493 396 334
Residential mortgages 180 32 25 17 2
Personal lending 681 610 1,007 1,152 1,192
Finance leases and instalment credit 61 193 129 67 115
Total UK 2,547 2,127 2,408 2,270 2,925
Overseas 1,799 2,139 2,119 3,772 4,014
Total write-offs (1) 4,346 4,266 4,527 6,042 6,939
Note:
(1) Includes £40 million written-off in respect of loans and advances to banks (2012 - £29 million).
Analysis of recoveries
The following table analyses recoveries of amounts written-off by geographical area and type of UK customer.
2013 2012 2011 2010 2009
£m £m £m £m £m
UK
Manufacturing 1 1 4 2 1
Construction 1 10 6 1 —
Finance — 1 — — 2
Service industries and business activities 21 16 10 7 14
Property 5 33 8 4 —
Residential mortgages — 6 9 6 3
Personal lending 48 93 111 128 99
Finance leases and instalment credit 2 4 10 3 57
Total UK 78 164 158 151 176
Overseas 178 177 369 260 223
Total recoveries 256 341 527 411 399