RBS 2013 Annual Report Download - page 256
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Business review Risk and balance sheet management
254
Credit risk continued
Key loan portfolios* continued
US Retail & International
UK Corporate Ulster Bank Commercial Banking Markets Total
Commercial real estate maturity profile of portfolio £m £m £m £m £m £m
2013
Core
< 1 year (1) 6,816 2,740 602 352 117 10,627
1-2 years 3,436 360 669 203 — 4,668
2-3 years 4,721 177 739 116 7 5,760
> 3 years 8,621 860 2,008 273 13 11,775
Not classified (2) 420 — — — — 420
24,014 4,137 4,018 944 137 33,250
Non-Core
< 1 year (1) 1,432 8,479 85 4,864 — 14,860
1-2 years 77 1,276 31 507 — 1,891
2-3 years 36 185 33 220 — 474
> 3 years 295 186 83 1,404 — 1,968
Not classified (2) 135 — — — — 135
1,975 10,126 232 6,995 — 19,328
2012
Core
< 1 year (1) 8,639 3,000 797 216 59 12,711
1-2 years 3,999 284 801 283 130 5,497
2-3 years 3,817 215 667 505 — 5,204
> 3 years 9,597 805 1,595 160 498 12,655
Not classified (2) 543 — — — — 543
26,595 4,304 3,860 1,164 687 36,610
Non-Core
< 1 year (1) 2,071 9,498 138 4,628 — 16,335
1-2 years 192 1,240 79 3,714 — 5,225
2-3 years 99 38 43 1,137 — 1,317
> 3 years 1,058 214 132 1,935 — 3,339
Not classified (2) 214 — — — — 214
3,634 10,990 392 11,414 — 26,430
2011
Core
< 1 year (1) 8,268 3,030 1,056 142 — 12,496
1-2 years 5,187 391 638 218 60 6,494
2-3 years 3,587 117 765 230 133 4,832
> 3 years 10,871 1,225 1,846 581 9 14,532
Not classified (2) 2,211 — — — — 2,211
30,124 4,763 4,305 1,171 202 40,565
Non-Core
< 1 year (1) 3,224 11,089 293 7,093 — 21,699
1-2 years 508 692 163 3,064 — 4,427
2-3 years 312 177 152 1,738 — 2,379
> 3 years 1,636 392 321 3,126 — 5,475
Not classified (2) 297 — — 4 — 301
5,977 12,350 929 15,025 — 34,281
Notes:
(1) Includes on demand and past due assets.
(2) Predominantly comprises overdrafts and multi-option facilities for which there is no single maturity date.
*unaudited